General Discussion
In reply to the discussion: Thanks GOP. Parent's Of Deceased Children Inherit Their Student Loan Debt. [View all]Orrex
(67,084 posts)Instead, I'm pointing out that you're shitting all over a grieving and suffering family. You happily allow the almighty dollar to overrule compassion or sympathy. You are welcome to hold these views, but I don't find them especially progressive.
While I'm at it, another alternative to your bullshit false dichotomy is that the parents understood that they would be on the hook for the predatory and usurious loan if their child defaulted, but they incorrectly believed that the loan would be discharged upon death. You've demonstrated that empathy doesn't come easily for you, so I don't expect you to understand this possibility, but there it is.
Yet another alternative is that the parents misunderstood the nature of the loan. That misunderstanding doesn't excuse the debt, but it shows that their error may have another cause besides stupidity or a belief that the law doesn't apply to them.
If you default on a credit card, a mortgage, a car loan and a cellphone contract, you can declare bankruptcy and cure the debt, in much the same way that multi-billion dollar companies escape debt every day of the week. I see no reason why student loans should be treated differently.
It's interesting that you argue so passionately to protect the lenders.