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1StrongBlackMan

(31,849 posts)

31. Yeah ... you forgot ...

Reply to upaloopa (Reply #18)

Tue Sep 23, 2014, 06:01 PM

Sep 2014

get rid of that refrigerator and who needs that air conditioning (tough it out)/heat (wear a sweat or 4)!

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More Lenders Are �Garnishing Wages� To Get Paid Back [View all] Purveyor Sep 2014 OP

Simple solution: If you're carrying debt, pay it off. badtoworse Sep 2014 #1

Overly simple solution tkmorris Sep 2014 #2

If you're going to lose part of your check to a garnishment,... badtoworse Sep 2014 #5

In other words, choose to pay your debt rather than eat AZ Progressive Sep 2014 #14

If you're dealing with a potential garnishment, a judge will decide how much can be garnished. badtoworse Sep 2014 #20

I know someone that had $2 of her $8.25 wages garnished hobbit709 Sep 2014 #21

There are two sides in a situation like this, which is why a judge makes the call. badtoworse Sep 2014 #24

You're just full of sympathy for the less fortunate aren't you. hobbit709 Sep 2014 #25

It's not just a matter of sympathy; there is also an element of fairness. badtoworse Sep 2014 #28

badtoworse, it�s a pity you lack an understanding of the debt collection racket. ms.smiler Sep 2014 #37

In the end, someone got stuck with a defaulted loan. badtoworse Sep 2014 #52

badtoworse, I�m delighted to discuss these issues with you. ms.smiler Sep 2014 #57

You're overlooking a few points badtoworse Sep 2014 #68

badtoworse, I�m enjoying our discussion, thank you. ms.smiler Sep 2014 #83

You have a lot of misconceptions about debt. I'll respond to a few of them. badtoworse Sep 2014 #84

badtoworse, after hours per day on a daily basis of research into ms.smiler Sep 2014 #85

Citi and other loan-sharks charge and get paid usurious interest on the original loan brentspeak Sep 2014 #67

you want to talk about fairness? How about wages being suppressed for decades, unions being busted, liberal_at_heart Sep 2014 #59

Everything is fair. Judges always make the right call. Nothing bad ever happens. kcr Sep 2014 #62

What an erudite response. What's your solution? badtoworse Sep 2014 #63

Knee cap them. kcr Sep 2014 #65

80% of bankruptcies are because of medical debt riderinthestorm Sep 2014 #71

IOW, no solution. badtoworse Sep 2014 #72

Recognizing a problem is the first step. kcr Sep 2014 #74

Single payer and free college education riderinthestorm Sep 2014 #75

The idea of a fresh start is that in life, closeupready Sep 2014 #77

We already have that. It's called bankruptcy. badtoworse Sep 2014 #79

Okay, so you're just here spoiling for an e-fight. closeupready Sep 2014 #80

What's wrong with bankruptcy? It addresses exactly what you posted. badtoworse Sep 2014 #81

And judges are angels sent our way to help. tecelote Sep 2014 #27

I guess it depends on whose ox is getting gored. badtoworse Sep 2014 #29

True. tecelote Sep 2014 #30

Duh. Two-income homes become one-income homes. closeupready Sep 2014 #16

Paying some of your creditors will not stop your other creditors Mariana Sep 2014 #61

You need to give that lecture to the likes of Donald Trump and Mitt Romney notadmblnd Sep 2014 #33

the only way you'd get them to pay attention would be with a clue by four. hobbit709 Sep 2014 #35

Seriously? People lose jobs, have unexpected expenses, get sick, etc. Hosnon Sep 2014 #7

More accurately, merely a 'simplistic solution'. LanternWaste Sep 2014 #9

you want to know what the simple solution is? notadmblnd Sep 2014 #34

And while you are at it save for retirement upaloopa Sep 2014 #18

Yeah ... you forgot ... 1StrongBlackMan Sep 2014 #31

Manicures gollygee Sep 2014 #44

Or, if you can't pay off loans, don't take out loans bhikkhu Sep 2014 #51

I agree with you - consumer debt and even mortgages are entirely too easy to obtain badtoworse Sep 2014 #53

Extremely accurate post yeoman6987 Sep 2014 #54

You're right. Paint lenders in a bad enough light and the obligation to repay a loan disappears. badtoworse Sep 2014 #69

More simple solutions: Heywood J Sep 2014 #64

Falls under the category of other "simple solutions" such as brentspeak Sep 2014 #66

and if you do get sick, die quickly. burnsei sensei Sep 2014 #76

Siiiiiiiiiiiiiiiiigh . . . winning hearts and minds just like you know how again . . . . HughBeaumont Sep 2014 #70

ALEC rats no doubt Dont call me Shirley Sep 2014 #3

There was a recent thread claiming 10% of wage-earners closeupready Sep 2014 #4

I doubt that you're naive FBaggins Sep 2014 #32

Just for reference, here's the thread I am referring to: closeupready Sep 2014 #36

That's just about what I expected FBaggins Sep 2014 #49

It's not exactly that simple... pipoman Sep 2014 #6

And a lot of people dont show up to court to contest the debt Travis_0004 Sep 2014 #8

one stunt the collection agencies do is not properly notify you of a court date. hobbit709 Sep 2014 #12

A return of service has to be filed with the court pipoman Sep 2014 #43

Exactly. sendero Sep 2014 #26

Yeah, because I totally... bobclark86 Sep 2014 #39

that is a violation of the FDCPA Travis_0004 Sep 2014 #40

Not an option for them, and a lot of people pipoman Sep 2014 #45

coughcoughbullshitcoughcough nt Dreamer Tatum Sep 2014 #82

Yep pipoman Sep 2014 #41

One good thing about TX hobbit709 Sep 2014 #10

Texas also has very good personal bankruptcy exemptions, i.e. your house regardless of value. eom Purveyor Sep 2014 #19

People are encouraged to have child support garnished. tammywammy Sep 2014 #22

"Encouraged" meaning "required by law" since 1994. FBaggins Sep 2014 #50

Same thing here in PA Freddie Sep 2014 #56

Wow!!! Wellstone ruled Sep 2014 #11

It's mostly fear leftstreet Sep 2014 #13

People who fear should be helpful, not hostile, to others being affected AZ Progressive Sep 2014 #15

Either that, or they work in collections themselves. closeupready Sep 2014 #17

Or they are just sadists. BlindTiresias Sep 2014 #42

Don't forget bombs in the Middle East yeoman6987 Sep 2014 #55

Which will no doubt lead them to... Xolodno Sep 2014 #23

Repeal the 2005 bankruptcy reform mb999 Sep 2014 #38

There's a word for this: Brigid Sep 2014 #46

It reminds me gollygee Sep 2014 #48

except in the case of unpaid child support, wage garnishment should be illegal. nt Terra Alta Sep 2014 #47

Many years ago (1970's) I was a Bankruptcy Paralegal HeiressofBickworth Sep 2014 #58

Yes, indeed. Ignoring a problem and hoping it will just go away is not a smart choice. kcr Sep 2014 #73

Most lenders don't go to this extent davidn3600 Sep 2014 #60

I had my wages garnished once. RebelOne Sep 2014 #78

Are there certain companies that are more likely to garnish than others? Wella Sep 2014 #86

a belated k and r niyad Mar 2015 #87