Stuff that never happened

[grantcart]

80. You cannot strike down the mandates and keep the rest.

That is called 'adverse selection' and would result in the immediate collapse of the insurance industry.

If there were no mondates BUT the insurance companies were REQUIRED to take all applicants with no regard to prior history then everyone would drop their health insurance and only get it again when they were sick, dropping it when they were better.

The insured pool would include lower and lower risks and that would result in astronomical premiums.

You could pass some of the changes in the health bill but you cannot take out just the mandates, keep all of the other requirements and have a viable system.

The trade off for having an open enrollment with no preconditions and 100% acceptence is mandating an inclusive risk pool

This is true whether it is private insurance or if it was a single payer system like Medicare.

Generally private insurers do not think that it will be struck down because the fundamental basis of law would also apply to social security and medicare, which are not voluntary plans.