Underinsured ACA Enrollees Strain Community Health Centers

[BrotherIvan]

17. Very

My previous plan tripled in the few years lead up to the roll out. Since I never use my insurance anyway, I could not justify paying 50% of the cost of my rent for it. I went to an ACA plan and was told it did not cover anything out of state or out of the country, including hospitalization. It is worthless crap. I was in a near fatal car accident a few months ago and because I was miraculously unscathed, my trip to the hospital to make sure was part of the deductible. Out of pocket. So that means in order to actually use my insurance, I need to pay $10k a year of premiums + deductible.

And the best part is, though I pay automatically the first of the month, they always claim never to have gotten it and send a letter to cancel. Every. single. month.

I know a lot of people are excited at the thought of being insured. But when it comes time to actually use it, they will likely realize how bad it is and remember that insurance companies are the biggest scumbags in the world. But yay!