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jeff47

(26,549 posts)
7. Most of the ACA regulations cover plans on the exchanges
Sun Oct 5, 2014, 03:49 PM
Oct 2014

A whole lot of corporate plans still have some nasty features. Plus, there's the "grandfathered" plans that can still have all the limits.

How the ACA deals with this in the long run is the really bad index on the "Cadillac plan" tax threshold. Assuming corporate premiums keep growing at about the same rate, it's not going to be too long until it's cheaper to pay the "company doesn't offer insurance" penalty instead of offering even a minimum plan.

Which puts people onto the exchanges, and severs the link between work and health insurance. Even better, it does it in a way where the blame falls on a company's greed.

And since the exchanges are now where we need to get public options or single payer, we want to get as many people as we can off their company's insurance and onto the exchange plans.

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