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liberal N proud

(61,189 posts)
Tue Oct 14, 2014, 01:38 PM Oct 2014

Did the ACA bring back the spouse penalty? [View all]

We are approaching the renewal period for our health insurance and a couple of things surprised me as I reviewed the changes.

One of them was that I will now be penalized, charged an additional $100/month because my wife works and could get insurance through her work. That is on top of purchasing the Family package over the Single package.

The other thing was the Cadillac charge for one of the 3 options of health care. Meaning that I will be taxed 40% of the cost if I select the "traditional" health care package vs. the one that I have to pay out of my pocket either up-front or at time of service and get reimbursed.

I thought the spouse penalty was outlawed several years ago.


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