General Discussion
In reply to the discussion: Stay-at-Home Mom Facing Divorce? Don't Expect Alimony - Forbes article [View all]SoCalDem
(103,856 posts)While it can be said to benefit the kids, and make for a clean/tidy/cheerful home atmosphere, it also mean that Mom will have little if anything built up in her own social security account. If the husband makes a LOT of money, and stays married to her until he dies, she can always take his and whatever savings they have amassed, and can be comfortable....BUT
If he leaves (or she does) somewhere around age 40 (hers), and she has little if any paid-work experience, she may be couch-surfing in her old age.
Men at 40-something can easily (usually), hook up with a late 20s/30something woman with a job, and they can live quite comfortable, but the left-behind wife usually steps waaaaay down in lifestyle and never catches up...
This happened to a friend of mine, and while we joked about hiring a hit man before the divorce, it was surely no joke to her at her current age (61) and she is looking at a possible SS income of $761 a month.. Her lawyer told her she could file a claim for part of his retirement (they were married for 12 years).. They owned no house and the chump did pay child support, but when the youngest aged out, she had only her earnings to live in, even though 2 of the boys stayed on (paying rent sporadically).. She takes home $758 every 2 weeks.. Her rent is 950 a month..