Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search
 

staggerleem

(469 posts)
44. The time period covered by this report ...
Fri Oct 31, 2014, 01:13 PM
Oct 2014

... is from BEFORE the Obamacare exchanges were opened.

A year ago at the beginning of October, when that messy roll-out began, my company re-negotiated our health insurance plan with Company U. The new plan featured $3,000 deductibles, and a family out-of-pocket maximum of around $15,000. The HR department encouraged us all to open Health Savings Accounts, so we could at least pay the deductilbes and o-o-p expenses with pre-tax money.

This year, at LESS expense to the company, we have a new plan, with ZERO deductible (in-network, $500 out-of network), a max family o-o-p of $2000, and a MUCH better prescription plan. Our biggest problem now is figuring out how to use the cash in our HSAs (which we can no longer contribute to with our deductibles so low), without incurring a penalty.

So, believe it or not, the ACA IS WORKING! Yes, we STILL pay more than any of the other "big-boy" countries, but the curve IS being deflected downwards.

Recommendations

0 members have recommended this reply (displayed in chronological order):

K&R abelenkpe Oct 2014 #1
i cannot even go for simple stuff anymore, they have jacked up the price so seabeyond Oct 2014 #2
And yet, US life expectancy ranks 32nd amongst all nations. closeupready Oct 2014 #3
Not to mention the profit for the insurance companies. Do any of the other countries mentioned have jwirr Oct 2014 #4
Paying $37 for a $0.25 aspirin can't be fun for the insurance companies. Nuclear Unicorn Oct 2014 #19
we have been compaining about insurance companies for years J_J_ Oct 2014 #38
Some of them do, but it is not for profit. subterranean Oct 2014 #20
Whatever the market will bear. The triumph of capitalism. Tierra_y_Libertad Oct 2014 #5
I can't afford the $140.00 medication that really works well so I get Autumn Oct 2014 #6
Maybe, maybe not. nt kelliekat44 Oct 2014 #11
step one: all medical practitioners must post fees/charges on the internet for public viewing. msongs Oct 2014 #7
It's not the medical practitioners.... physioex Oct 2014 #26
Part of the problem is that there isn't one or two easily correctable sources for the increase. Xithras Oct 2014 #8
It is getting seriously disgusting what the billionaires are doing to this country. Initech Oct 2014 #9
Premiums skyrocketing by 20 percent woo me with science Oct 2014 #10
Try some facts, and not the conservative scare machine ones frazzled Oct 2014 #31
But what's the answer? Seeking Serenity Oct 2014 #12
Look across the borders and the answers are all over the place. The people simply don't let those jtuck004 Oct 2014 #13
Thank you. woo me with science Oct 2014 #15
as the article points out, $$ decisions are out of the consumer's hands, BlancheSplanchnik Oct 2014 #16
There are 400+ million consumers. There are, what, a million (generously) really profiting jtuck004 Oct 2014 #21
we need to organize. that requires someone to lead the 400 million. BlancheSplanchnik Oct 2014 #22
"Leadership", I'm told, and what you seem to lean on, is how we got here. Maybe we need something jtuck004 Oct 2014 #24
so do it, man. BlancheSplanchnik Oct 2014 #27
Read The Healing of America by TR Reid spooky3 Oct 2014 #17
2 answers: dixiegrrrrl Oct 2014 #18
saving this post for future reference. should be an OP BlancheSplanchnik Oct 2014 #23
you are pathetically misinformed Doctor_J Oct 2014 #30
Medicare for all. It lets you bargain for a reasonable rate on that MRI. grahamhgreen Oct 2014 #34
Consumer Reports is a unionized company!!! Omaha Steve Oct 2014 #14
It's all about paperwork, etc. loyalsister Oct 2014 #25
and now we all have to participate in the farce KG Oct 2014 #28
But the ACA is working!!! Doctor_J Oct 2014 #29
Yes, it is frazzled Oct 2014 #32
Healthcare premiums in my company will go down in 2015 bhikkhu Oct 2014 #33
And at mine they went up by 35% Doctor_J Oct 2014 #36
until single payer is a reality hopemountain Oct 2014 #35
Single Player Plus colsohlibgal Oct 2014 #37
It's time now, is it? malthaussen Oct 2014 #39
The insurance companies have no real incentive to cut costs. hunter Oct 2014 #40
K&R&bookmark JEB Oct 2014 #41
See what your doctor is getting from pharmaceutical companies: yellowwoodII Oct 2014 #42
Past time... daleanime Oct 2014 #43
The time period covered by this report ... staggerleem Oct 2014 #44
Latest Discussions»General Discussion»It's time to get mad abou...»Reply #44