General Discussion

UglyGreed

(7,661 posts)

6. My wife has insurance

Sat Nov 1, 2014, 07:37 AM

Nov 2014

through her work, but we are still in debt because of my many troubles. I try not to go to the doctor because I feel guilty adding more stress and financial problems.

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Why Americans Are Drowning in Medical Debt [View all] eridani Nov 2014 OP

unfortunately heritage care has made actual health care nearly impossible Doctor_J Nov 2014 #1

The biggest failure of the ACA jamzrockz Nov 2014 #2

Yep. ACA does absolutely nothing concerning the cost/affordability of healthcare davidn3600 Nov 2014 #3

Except they now must, by law Doctor_J Nov 2014 #7

Only in the sense that you "must" buy a house. Recursion Nov 2014 #19

As candidate Obama said that trying to solve health care problems by mandating that people buy Bluenorthwest Nov 2014 #25

Well, not to quibble, but an outright owner with no mortgage interest to deduct Seeking Serenity Nov 2014 #33

Yes. I have a pretty good ACA plan, but the hospital facility fee for a minor 1 hr procedure Zorra Nov 2014 #37

Those out of network "assistant surgeons" are committing fraud IMO Crunchy Frog Nov 2014 #4

du rec. xchrom Nov 2014 #5

My wife has insurance UglyGreed Nov 2014 #6

K&R How bad is it? woo me with science Nov 2014 #8

ACA is going to help some people, but not the seriously sick eridani Nov 2014 #9

My experiences at hospitals in California, as truedelphi Nov 2014 #10

That kind of understaffing has probably killed more people than we'd like to know about eridani Nov 2014 #11

Which is why ACA plans all have out of pocket maximums Recursion Nov 2014 #12

$6K is a really major financial hit for most people n/t eridani Nov 2014 #13

It is but for the most middle income people it's not life changing scarystuffyo Nov 2014 #14

If you don't get subsidies for a silver plan, then the theory is you make enough Recursion Nov 2014 #15

The theory is bullshit, as befits a piece of legislation passed by millionaires n/t eridani Nov 2014 #16

Medicare costs $800 per month and has no out of pocket maximum Recursion Nov 2014 #17

HR 676 eliminates all deductibles and maxima eridani Nov 2014 #18

And I'd vote for it. Now, back to the point: Recursion Nov 2014 #20

Debt is never eliminated--it carries over to the next year n/t eridani Nov 2014 #21

so you're taking about debt from before ACA Recursion Nov 2014 #22

Now add in the next year's deductible because the episode of bad health straddled 2 years. Lars39 Nov 2014 #24

Yes, bronze plans waste money for people with chronic conditions Recursion Nov 2014 #30

It was explained in the article the OP linked to truedelphi Nov 2014 #38

So a doctor committed fraud. Not really the guy's problem Recursion Nov 2014 #39

Are you kidding me? truedelphi Nov 2014 #41

Most people pay 104.90 per month for Medicare, not $800. Bluenorthwest Nov 2014 #26

That's the full unsubsidized Part A and Part B premium Recursion Nov 2014 #28

My fiancee is on disability, which only pays about a little, and out of that, a little over 100... Humanist_Activist Nov 2014 #32

Those limits only really help those with acute medical problems, those with any type of chronic... Humanist_Activist Nov 2014 #23

Except for the fact that prior to ACA the patients with chronic problems had no insurance at all... lumberjack_jeff Nov 2014 #27

Which is why bronze plans are bad ideas for people with chronic conditions Recursion Nov 2014 #29

Except when they can't afford the premiums for those plans, and subsidies can't cover the loss... Humanist_Activist Nov 2014 #31

Give me an example Recursion Nov 2014 #34

The lack of subsidy makes it unaffordable, and i'm not being entirely fair... Humanist_Activist Nov 2014 #36

My PPO is going up $50 a month next yr. PasadenaTrudy Nov 2014 #35

My wife has a host of ailments... SomethingFishy Nov 2014 #40