Unable to Meet the Deductible or the Doctor

[SheilaT]

29. The question that always needs to be asked -- and answered -- in cases like this,

is what sort of coverage did that person have before? Was it really better than what they have now? And to those who think the old catastrophic coverage only policies were a better deal, catastrophic only would not help Ms. Wanderlich, because it wouldn't cover the monitoring.

Or to the person whose sister was dropped because of a pre-existing condition, would she really have been able to get cheaper coverage before the ACA? Keep in mind she was dropped, so she probably couldn't have gotten any coverage at all.

It is a shame that so many companies are happily going to the $6,000 out of pocket, but that doesn't mean that the first $6,000 spent comes out of pocket. No, that's the amount you can wind up paying before everything is covered. Meanwhile, regular check-ups are free, along with some other mandated services, which I can't name right away.

I know it's very important to read the fine print on anything.