General Discussion

VanillaRhapsody

(21,115 posts)

58. IF you don't get insurance...

Thu Nov 13, 2014, 08:32 PM

Nov 2014

Individual responsibility changes – Under the ACA, individuals are required to have health insurance or pay a tax penalty. The penalty is being phased in. For 2014, the penalty is the greater of $95 per adult or 1% of household income over the tax filing threshold; in 2015 it will increase to $325 per adult or 2% of household income over the tax filing threshold. The amount of penalty is capped at the cost of the lowest cost bronze plan, and the law exempts from the penalty people who don’t obtain coverage because it is unaffordable or for some other

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PSA - If you opt out of the ACA next year [View all] B2G Nov 2014 OP

Dont pay the tax Travis_0004 Nov 2014 #1

But you still won't have health insurance (nt) Recursion Nov 2014 #2

I think it's time to get a grip on the problem not being insurance Man from Pickens Nov 2014 #99

The rub is in the return B2G Nov 2014 #3

Plan B. Dont pay your power or water bill Travis_0004 Nov 2014 #4

Ah, gaming the system daredtowork Nov 2014 #5

This message was self-deleted by its author 1000words Nov 2014 #7

Lol BlindTiresias Nov 2014 #8

Spoken like a dedicated freeper. nt daredtowork Nov 2014 #9

Who is the freeper? BlindTiresias Nov 2014 #12

The freeper is the person who cheats and exploits daredtowork Nov 2014 #15

Oh good BlindTiresias Nov 2014 #17

I realize that daredtowork Nov 2014 #23

That is nonsense BlindTiresias Nov 2014 #25

But that was Obama's selling point daredtowork Nov 2014 #29

No, my point is BlindTiresias Nov 2014 #34

I agree that sucks and needs to be addressed. nt daredtowork Nov 2014 #37

Except it won't be BlindTiresias Nov 2014 #45

What do you suggest? nt daredtowork Nov 2014 #67

Nothing BlindTiresias Nov 2014 #68

so I would be better off with insurance that didn't cover preexisting conditions? CreekDog Nov 2014 #49

naw BlindTiresias Nov 2014 #51

UHC/Single Payer is not one of the options offered or are you suggesting i drop insurance CreekDog Nov 2014 #54

I am saying the policy was not good BlindTiresias Nov 2014 #56

actually as a beneficiary...I LOVE IT!!! VanillaRhapsody Nov 2014 #31

I'm glad you love being a captive to market entities BlindTiresias Nov 2014 #36

I am not captive! I was on unemployment WITHOUT health insurance 2 yrs before that! VanillaRhapsody Nov 2014 #39

Servile. BlindTiresias Nov 2014 #40

SAYs you! VanillaRhapsody Nov 2014 #41

Sorry BlindTiresias Nov 2014 #42

I got mine!!!!!!! The hell with the ones still suffering scarystuffyo Nov 2014 #44

I Got Mine and YOU can get yours too! VanillaRhapsody Nov 2014 #46

I have insurance and have compassion for those struggling with it during these times scarystuffyo Nov 2014 #52

who is struggling....if you make under $40 grand a year....you get subsidized... VanillaRhapsody Nov 2014 #53

I have Blue Cross also and it's a good insurnace scarystuffyo Nov 2014 #63

I paid $61 a month on a $300 a week Unemployment check.... VanillaRhapsody Nov 2014 #74

Did you have the other $6000 in the bank saved up if you broke a bone? scarystuffyo Nov 2014 #77

I had insurance..... VanillaRhapsody Nov 2014 #78

You have a deductible on your policy? most have between 4000 to 6000 scarystuffyo Nov 2014 #79

Nope cost me about a grand out of pocket total...including PT VanillaRhapsody Nov 2014 #80

Consider your self lucky then as I said in an earlier post scarystuffyo Nov 2014 #82

I consider myself covered under Obamacares... VanillaRhapsody Nov 2014 #83

and no that is the maximum out of pocket my friend.... VanillaRhapsody Nov 2014 #81

That's what I said scarystuffyo Nov 2014 #84

No you said I would HAVE to pay it again.... VanillaRhapsody Nov 2014 #85

That's yearly not a life time limit scarystuffyo Nov 2014 #86

so? VanillaRhapsody Nov 2014 #102

just curious, but NJCher Nov 2014 #94

do you make more than $40,000 a year? If not you get subsidized....I WAS at 91% VanillaRhapsody Nov 2014 #103

I just got a reup notice from an ObamaCare supplier. oneshooter Nov 2014 #87

the Exchange hasn't opened.... VanillaRhapsody Nov 2014 #88

besides that is up to the Insurer...not Obamacares.... VanillaRhapsody Nov 2014 #89

If you don't like it, do something about our Third World income inequality eridani Nov 2014 #96

A huge portion of the U.S is playing that game daredtowork Nov 2014 #97

ACA has done nothing for income inequality n/t eridani Nov 2014 #98

Great plan Boom Sound 416 Nov 2014 #11

another lie... VanillaRhapsody Nov 2014 #18

What is a lie? Travis_0004 Nov 2014 #24

No your salary is counted.... VanillaRhapsody Nov 2014 #28

you wont get caught because you are not breaking any laws Travis_0004 Nov 2014 #55

Yes you are...if you are claiming hardship and your salary doesn't match...THAT is breaking the law. VanillaRhapsody Nov 2014 #75

Now you make Democrats out to sound like cheats. moriah Nov 2014 #90

I didnt write the law or the exemptions Travis_0004 Nov 2014 #95

thank goodness....but you are NOT reporting the truth. I on the other hand who has first hand VanillaRhapsody Nov 2014 #104

Actually they can. Angleae Nov 2014 #100

the fine will be <25% of the insurance I would be forced to buy magical thyme Nov 2014 #6

BAH LONEY! VanillaRhapsody Nov 2014 #19

Hahahaha, fuck me BlindTiresias Nov 2014 #10

You are exempt from the penalty: Lex Nov 2014 #13

Still allows for a lot of people to get slammed BlindTiresias Nov 2014 #14

But not everyone is penalized Lex Nov 2014 #16

Yeah, I'm aware BlindTiresias Nov 2014 #20

slammed? VanillaRhapsody Nov 2014 #21

Uh, did you read the OP? BlindTiresias Nov 2014 #22

Yes and I supplied THAT information too... VanillaRhapsody Nov 2014 #26

Uhh, are you actually a bot or just have poor reading comprehension? BlindTiresias Nov 2014 #30

2% of what? VanillaRhapsody Nov 2014 #35

Yeah BlindTiresias Nov 2014 #38

Oh fuck no it doesn't....I was on the Exchange and GOT the insurance VanillaRhapsody Nov 2014 #43

What the hell? BlindTiresias Nov 2014 #47

Not till NEXT YEAR.... VanillaRhapsody Nov 2014 #48

Yes, and as the penalties go up BlindTiresias Nov 2014 #50

IF you don't get insurance... VanillaRhapsody Nov 2014 #58

Uh.. yes? I already said that. BlindTiresias Nov 2014 #59

$325 is slamming them? VanillaRhapsody Nov 2014 #61

Look at the rates go up BlindTiresias Nov 2014 #62

the rates are NOT going up! VanillaRhapsody Nov 2014 #64

Sorry, penalties BlindTiresias Nov 2014 #65

to $325 for those making over $40k a year......for crying out loud.... VanillaRhapsody Nov 2014 #66

Then 600+ after that BlindTiresias Nov 2014 #69

then get some Insurance...that is the fucking point! VanillaRhapsody Nov 2014 #70

Right... BlindTiresias Nov 2014 #71

Yes...for their health. VanillaRhapsody Nov 2014 #72

Then you are lost. BlindTiresias Nov 2014 #73

I am not lost...I am doing JUST fine ....Thanks President Obama! VanillaRhapsody Nov 2014 #76

Religion is another exemption HockeyMom Nov 2014 #27

OR, if you have been denied Medicaid coverage in States that did not expand under ACA JCMach1 Nov 2014 #91

Dont want to pay a fee, DEMAND single payer randys1 Nov 2014 #32

Fee? rug Nov 2014 #33

What happens to those who fall in the "family glitch"? Spacemom Nov 2014 #57

Anyone not covered gets hit with the penalty. BlindTiresias Nov 2014 #60

Not true. There are exemptions. nt Lex Nov 2014 #92

yeah BlindTiresias Nov 2014 #93

Right...and unless he makes more than $40,000 he will be subsidized. VanillaRhapsody Nov 2014 #101

what is this "Family Glitch"? VanillaRhapsody Nov 2014 #105

Family glitch Spacemom Nov 2014 #108

Oh really? Has he considered how unaffordable a major medical catastrophe will cost him.. VanillaRhapsody Nov 2014 #109

As I understand the current rules nitpicker Nov 2014 #106

However, HHS has a slightly different take on this nitpicker Nov 2014 #107