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B2G

(9,766 posts)

61. You aren't getting what's being said here.

Reply to Kali (Reply #55)

Fri Nov 14, 2014, 04:49 PM

Nov 2014

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Why your ACA plan from last year might not be the best one for you this year, [View all] pnwmom Nov 2014 OP

Last year's plan was a very good one. BUT the $100 increase this year was the tipping point for me. misterhighwasted Nov 2014 #1

I hope that when the Federal exchange opens up you find something better there. pnwmom Nov 2014 #2

Thank you. misterhighwasted Nov 2014 #7

Forced, as in buy or pay the fine. Yet Ins Co's can drop, increase $$, or deny or whatever misterhighwasted Nov 2014 #3

Insurance companies can no longer drop their customers except for non-payment. pnwmom Nov 2014 #13

But they CAN drop the plans Glitterati Nov 2014 #15

they could always do that Kali Nov 2014 #28

You're right, it's not. But FORCING us to deal with it is Glitterati Nov 2014 #31

the penalty is more than the insurance? Kali Nov 2014 #36

Uhhh, yeah, it would be for me Glitterati Nov 2014 #37

then buy the insurance??? Kali Nov 2014 #44

LOL, OK. Glitterati Nov 2014 #45

OK, me too. Kali Nov 2014 #62

Regarding the fine BlindTiresias Nov 2014 #50

ah, thanks. Kali Nov 2014 #51

I said this and some more information in post #70. Raine1967 Nov 2014 #79

Are you really saying the penalty would be more than you insurance? Raine1967 Nov 2014 #70

A friend of mine kept her old plan that allowed because so many people yelled about losing thier jwirr Nov 2014 #52

Does she have access to a Navigator? Glitterati Nov 2014 #54

I don't know. I assume someone in her family will. Tell me how to use it for this problem. jwirr Nov 2014 #58

She needs to sit down and talk to a Navigator. Glitterati Nov 2014 #63

Okay, I really feel silly for asking about this. I think my granddaughter is a Navigator for Native jwirr Nov 2014 #74

There you go! Glitterati Nov 2014 #78

She's getting bad information. jeff47 Nov 2014 #85

Thank you. I will pass this information on to her. She thought it would be months that she would not jwirr Nov 2014 #89

Just got this via email Glitterati Nov 2014 #91

??? the bronze tier insurance are totally FREE for you (if you make less than about 25k) Sunlei Nov 2014 #103

You do realize Bronze plans aren't worth the paper they are written on, correct? Glitterati Nov 2014 #109

whats garbage about INSURANCE? max out of pocket is 6k instead of LOSS of everything. Sunlei Nov 2014 #112

Filing bankruptcy is WAY cheaper than 6K Glitterati Nov 2014 #132

after you lose your home, savings & everything to pay medical bills! Sunlei Nov 2014 #136

LOL, 'fraid not Glitterati Nov 2014 #137

you'd rather lose everything, be sick and broke with 200k in medical bills instead of Sunlei Nov 2014 #142

Sorry, been down this road yesterday, been called all kinds of names Glitterati Nov 2014 #143

Free plan is good, then, for the other 9 years you're in bankruptcy. JimDandy Nov 2014 #144

Blame the Governor heather blossom Nov 2014 #60

Sure, but how does that help him, he is still without insurance because he can't afford it still_one Nov 2014 #177

Texas is one of the states that did everything to see that the ACA would fail, so it is not still_one Nov 2014 #176

Just keep in mind, changing plans most likely means changing doctors as well Glitterati Nov 2014 #4

"most likely" is your opinion, not fact. Our doctor takes seven plans. My son's doctor pnwmom Nov 2014 #6

And MY doctor takes ONE Glitterati Nov 2014 #11

Do you have a link for your claim pnwmom Nov 2014 #17

Hey, sorry, no link. But you can call every doctor in the phone book if you'd like Glitterati Nov 2014 #19

that would be another "problem" that existed prior to ACA Kali Nov 2014 #30

No blame, just laying out the FACTS Glitterati Nov 2014 #35

it seems to me you are assuming a relationship between some random "facts" Kali Nov 2014 #41

It most certainly DOES Glitterati Nov 2014 #42

You're just making that fact up. No link but to your own personal opinion. n/t pnwmom Nov 2014 #152

Yada yada yada yada yada Glitterati Nov 2014 #155

Uh, yeah, it does B2G Nov 2014 #43

poster said the doctors in the area don't take ANY insurance Kali Nov 2014 #47

Exactly. They can't tell. It will just be a policy from Premara or Humana or whatever, pnwmom Nov 2014 #154

My Humana card has a code on it that means Silver... On Exchange Autumn Nov 2014 #182

It must vary by state then because my son's card doesn't. pnwmom Nov 2014 #183

There absolutely are doctors who will not accept the ACA. Same with Medicare, there are doctors who still_one Nov 2014 #191

These folks don't live in rural areas Glitterati Nov 2014 #48

not sure who you mean by "these" folks, but I am pretty sure Kali Nov 2014 #55

You aren't getting what's being said here. B2G Nov 2014 #61

actually, I haven't managed to get out of this subthread yet, LOL Kali Nov 2014 #68

Come back coherent. nt B2G Nov 2014 #73

wow, that was rude Kali Nov 2014 #82

Not really. You aren't reading replies B2G Nov 2014 #93

I am back and I have also seen the other thread. Kali Nov 2014 #161

kali gets it and is asking logical questions. pnwmom Nov 2014 #184

Link please. If you've read this somewhere, there must be a link about the horrible situation pnwmom Nov 2014 #157

Done Glitterati Nov 2014 #158

You haven't even attempted to offer any proof about any doctor in your town. pnwmom Nov 2014 #159

I don't intend to Glitterati Nov 2014 #160

Do you have a link for the claim you are making? Most ACA insurers are the same major insurers pnwmom Nov 2014 #153

Actually if you are under an HMO ACA verses a PPO ACA, some HMOs could very well exclude still_one Nov 2014 #181

It has always been true that you can belong to one insurer's plan and not be able to use doctors pnwmom Nov 2014 #185

No PPO you can go out of the network. They might have more out of still_one Nov 2014 #186

A closed HMO plan might not allow its doctors to see patients out of network. n/t pnwmom Nov 2014 #187

That is what distinguishes an HMO from a PPO. The ACA has both types. A PPO you can definitely see still_one Nov 2014 #190

The point is this situation has nothing to do with the ACA. It's always been the case with HMO's. n/ pnwmom Nov 2014 #192

No, you just laid out your completely unsupported personal opinion pnwmom Nov 2014 #151

Yada yada yada yada yada Glitterati Nov 2014 #156

I'm not the one making a general claim about most doctors. You are. And you just made it up. n/t pnwmom Nov 2014 #150

Yet more lies Glitterati Nov 2014 #162

I guess someone's impersonating you again. Check out post 11. pnwmom Nov 2014 #163

IN THIS COMMUNITY Glitterati Nov 2014 #164

But you won't tell us the name of the community, and you won't provide any links. pnwmom Nov 2014 #165

Post removed Post removed Nov 2014 #166

The only way to know if your incredible story is true is for you to provide a link. pnwmom Nov 2014 #167

Post removed Post removed Nov 2014 #168

Awwww! Glitterati Nov 2014 #169

Thanks. But that article doesn't support your point, because nowhere in that long article pnwmom Nov 2014 #170

And more........ Glitterati Nov 2014 #171

Huh, you reply to yourself "Not that the TRUTH matters to you"? uppityperson Nov 2014 #202

I think the question they want to know is if your a expanded Medicaid, and setup their own exchanges still_one Nov 2014 #193

Question heather blossom Nov 2014 #64

Because of several reasons......starting with...... Glitterati Nov 2014 #69

Question heather blossom Nov 2014 #81

I don't see where there was a question in there, but....... Glitterati Nov 2014 #83

So combine the free bronze plan (for catastrophic coverage) JimDandy Nov 2014 #145

No thanks Glitterati Nov 2014 #146

I don't like wasting my time on games... JimDandy Nov 2014 #148

toodles Glitterati Nov 2014 #149

my question too Kali Nov 2014 #72

It's a whole separate deal though. Different networks and formularies. TheKentuckian Nov 2014 #147

Not credible. lumberjack_jeff Nov 2014 #138

good luck with that Glitterati Nov 2014 #140

I suspect you are under an HMO like plan with the ACA, and that is why your situation still_one Nov 2014 #180

It all depends. Forget the ACA, even under different plans offerred under company plans I have still_one Nov 2014 #178

Yes GLitterati..and that is the part that makes fools out of all of us. misterhighwasted Nov 2014 #10

I get to change back to my old doctor this next year, am VERY happy. Last yr he didn't take uppityperson Nov 2014 #76

Marvelous! Glitterati Nov 2014 #86

What a shitty, shitty program leftstreet Nov 2014 #5

Not health CARE, health insurance Glitterati Nov 2014 #8

The "shitty" program is the no-possibility-of-insurance program that millions of people had before. pnwmom Nov 2014 #9

Where's that Public Option Obama campaigned on? leftstreet Nov 2014 #12

It died when Ted Kennedy died and was replaced with a Rethug. pnwmom Nov 2014 #14

We passed the ACA without one Republican vote B2G Nov 2014 #16

ROFL, it's their pat answer Glitterati Nov 2014 #18

It's why they handed Kennedy's seat to a GOPer leftstreet Nov 2014 #22

I just explained it. We passed the Senate's ACA with Kennedy's vote. pnwmom Nov 2014 #21

Kennedy died before the vote was eveh held. nt B2G Nov 2014 #26

There were two votes in the Senate. jeff47 Nov 2014 #90

I thought Ben Nelson killed the private option B2G Nov 2014 #95

No, Lieberman was the killer. Nelson accepted a bribe jeff47 Nov 2014 #98

Joe Lieberman, the Independent from CT, was the deciding vote against the public option. pnwmom Nov 2014 #107

Thanks for the accurate information. There isn't enough here. n/t pnwmom Nov 2014 #106

Kennedy was alive when the Senate voted for the ACA. pnwmom Nov 2014 #116

A few conservodems would have blocked single payer gmb92 Nov 2014 #32

Remind me...how many GOPers voted yes? n/t leftstreet Nov 2014 #20

Didn't matter. We didn't have a 60 vote majority after Kennedy died. n/t pnwmom Nov 2014 #23

No Republican, but one necessary Independant: Joe Lieberman. n/t ieoeja Nov 2014 #67

Which republican voted for it because of the lack of a public option? nt. NCTraveler Nov 2014 #49

No Republican, but one necessary Independant: Joe Lieberman. n/t ieoeja Nov 2014 #66

No that is not at all true. The public option DIED in total when one Barack Obama truedelphi Nov 2014 #88

Right, we ELECTED Obama on Single Payer, and got Hillary's ACA instead Glitterati Nov 2014 #94

And why is that? The dirty little secret is that once in office, truedelphi Nov 2014 #105

Please explain how the Dems could have overcome the filibuster without Joe Lieberman's vote. n/t pnwmom Nov 2014 #114

That was explained again and again back in days of truedelphi Nov 2014 #199

Since when is 52 votes enough to overcome a filibuster? n/t pnwmom Nov 2014 #201

Feel free to explain how you would have gotten Lieberman to vote for single-payer. jeff47 Nov 2014 #111

Obama was making the best of a situation he couldn't control. It was up to the House and pnwmom Nov 2014 #113

Obama's Chief of Staff wrote the damn piece of legislation. truedelphi Nov 2014 #200

The waiver enables single payer in 2017. joshcryer Nov 2014 #24

Then we will have a balkanizer single payer system BlindTiresias Nov 2014 #27

Let's see them out compete single payer. joshcryer Nov 2014 #33

They don't want to control costs though BlindTiresias Nov 2014 #46

There will be a minimal standard. joshcryer Nov 2014 #135

Yeah, just look at all those businesses fleeing the blue states. jeff47 Nov 2014 #92

Canada wasn't also in the grip of right wing totalitarians BlindTiresias Nov 2014 #99

Actually, Canada was. jeff47 Nov 2014 #104

No, the right wing in Canada was not nearly as strong or had a totalitarian edge BlindTiresias Nov 2014 #115

Yes, actually it was. jeff47 Nov 2014 #118

Eh BlindTiresias Nov 2014 #120

Really, our right-wing isn't. jeff47 Nov 2014 #128

Well, yeah BlindTiresias Nov 2014 #134

It is actually a marginal improvement as a great cost BlindTiresias Nov 2014 #25

Just today, a trending story is that of a woman taken to the *wrong* hospital. truedelphi Nov 2014 #34

You mean "just a week ago". jeff47 Nov 2014 #110

Amen. Trashing Third Way talking points woo me with science Nov 2014 #38

travesty is a good word for it Doctor_J Nov 2014 #125

The only way to avoid that is to sign up for a PPO under the ACA, but PPO are considerably more still_one Nov 2014 #194

Very inefficient - TBF Nov 2014 #197

I would never understand jamzrockz Nov 2014 #203

Pwnmom, thanks for this discussion. Do you know when truedelphi Nov 2014 #29

Here ar the dates for enrollment from ACA Website misterhighwasted Nov 2014 #39

Thanks for such a comprehensive list. truedelphi Nov 2014 #56

This message was self-deleted by its author Glitterati Nov 2014 #40

"all the new options"? progressoid Nov 2014 #53

Shhhh, you're not supposed to mention that Glitterati Nov 2014 #59

In two days you have gone from a DUer I did not recognize to the meanest DUer ever. ieoeja Nov 2014 #77

Awww, did I hurt your feelings? Glitterati Nov 2014 #80

Good! This board will definitely be a better place without your nastiness. ieoeja Nov 2014 #84

Bwahahahahaha Glitterati Nov 2014 #87

Given how some DUers attacked them Union Scribe Nov 2014 #139

This message was self-deleted by its author jeff47 Nov 2014 #100

As usual BlindTiresias Nov 2014 #57

The 'general welfare' has become very personal for many. B2G Nov 2014 #65

No BlindTiresias Nov 2014 #71

Agreed. Thanks. nt B2G Nov 2014 #75

Feel free to explain how you get Joe Lieberman to vote for single-payer. jeff47 Nov 2014 #96

Its a bit like whether you want to drink the salt water when stranded in the ocean. BlindTiresias Nov 2014 #101

So we should have passed nothing then? jeff47 Nov 2014 #108

Different time BlindTiresias Nov 2014 #117

Those policies were incrementally revised last year. jeff47 Nov 2014 #119

Uh.. BlindTiresias Nov 2014 #121

Except they can't hobble it in that way jeff47 Nov 2014 #126

Where did you get those rose-colored glasses? Brigid Nov 2014 #124

Feel free to point out how Medicare hasn't changed since the 1960s. jeff47 Nov 2014 #129

It shouldn't be. Brigid Nov 2014 #130

It isn't. jeff47 Nov 2014 #131

I had a discussion with a fellow DUer on that just the other day, and it was that person's belief still_one Nov 2014 #195

We tried to buy them. jeff47 Nov 2014 #196

No surprise from me still_one Nov 2014 #198

I'm planning to go with Kaiser PasadenaTrudy Nov 2014 #97

That's one of the advantages of Kaiser. Adsos Letter Nov 2014 #122

I think I can do a Silver plan... PasadenaTrudy Nov 2014 #123

Well, best of luck to you. Adsos Letter Nov 2014 #133

Thank you! PasadenaTrudy Nov 2014 #141

Humana has tripled my ACA premium, I haven't even used the insurance one time! Sunlei Nov 2014 #102

Good luck, Sunlei! n/t pnwmom Nov 2014 #174

Your premium, or the amount you'll have to pay? Rstrstx Nov 2014 #188

Oh, and one more thing Rstrstx Nov 2014 #189

This is an interesting quote: LWolf Nov 2014 #127

The Essential Benefits include free vaccines and screening for conditions that should be pnwmom Nov 2014 #173

I still pay for the office visit. LWolf Nov 2014 #175

Thank you. Voice of sanity and reason ! nt Laura PourMeADrink Nov 2014 #172

I am switching plans. My new plan is better than my current plan, at $110 LESS per month!!! Zorra Nov 2014 #179

I am sick and tired of seeing democrats putting lipstick on this pig. n/t MadrasT Nov 2014 #204

I guess you'll be happy when Pres. Bush takes over in 2016 pnwmom Nov 2014 #205