General Discussion

Kali

(56,829 posts)

161. I am back and I have also seen the other thread.

Fri Nov 14, 2014, 10:42 PM

Nov 2014

I see where some of the hostilities are coming from. I didn't know that earlier. This is a continuation of a typical gd flame war and I am going to step away from it as I know from experience there is no point. I do want to say from my perspective, it would seem Glitterati has lumped a number of people who were trying to help or just converse with a group who are less than sympathetic to her plight. She is not being eviscerated so much as she is engaging in a flamefest. She is responding to everybody who isn't in complete agreement or just asks some clarifying questionsas if they were all attacking her personally (and yes I see that a few are, but not all by a long shot). She has threatened to leave and not continue this, yet here she is flaming on a whole day later in a different thread (an maybe more, I am not going to go look) she refuses to listen to any advise and while expecting everybody to know what she thinks she knows, derides any advice or even questions posed in order to try and help her.

I am out.

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Highlight:

Why your ACA plan from last year might not be the best one for you this year, [View all] pnwmom Nov 2014 OP

Last year's plan was a very good one. BUT the $100 increase this year was the tipping point for me. misterhighwasted Nov 2014 #1

I hope that when the Federal exchange opens up you find something better there. pnwmom Nov 2014 #2

Thank you. misterhighwasted Nov 2014 #7

Forced, as in buy or pay the fine. Yet Ins Co's can drop, increase $$, or deny or whatever misterhighwasted Nov 2014 #3

Insurance companies can no longer drop their customers except for non-payment. pnwmom Nov 2014 #13

But they CAN drop the plans Glitterati Nov 2014 #15

they could always do that Kali Nov 2014 #28

You're right, it's not. But FORCING us to deal with it is Glitterati Nov 2014 #31

the penalty is more than the insurance? Kali Nov 2014 #36

Uhhh, yeah, it would be for me Glitterati Nov 2014 #37

then buy the insurance??? Kali Nov 2014 #44

LOL, OK. Glitterati Nov 2014 #45

OK, me too. Kali Nov 2014 #62

Regarding the fine BlindTiresias Nov 2014 #50

ah, thanks. Kali Nov 2014 #51

I said this and some more information in post #70. Raine1967 Nov 2014 #79

Are you really saying the penalty would be more than you insurance? Raine1967 Nov 2014 #70

A friend of mine kept her old plan that allowed because so many people yelled about losing thier jwirr Nov 2014 #52

Does she have access to a Navigator? Glitterati Nov 2014 #54

I don't know. I assume someone in her family will. Tell me how to use it for this problem. jwirr Nov 2014 #58

She needs to sit down and talk to a Navigator. Glitterati Nov 2014 #63

Okay, I really feel silly for asking about this. I think my granddaughter is a Navigator for Native jwirr Nov 2014 #74

There you go! Glitterati Nov 2014 #78

She's getting bad information. jeff47 Nov 2014 #85

Thank you. I will pass this information on to her. She thought it would be months that she would not jwirr Nov 2014 #89

Just got this via email Glitterati Nov 2014 #91

??? the bronze tier insurance are totally FREE for you (if you make less than about 25k) Sunlei Nov 2014 #103

You do realize Bronze plans aren't worth the paper they are written on, correct? Glitterati Nov 2014 #109

whats garbage about INSURANCE? max out of pocket is 6k instead of LOSS of everything. Sunlei Nov 2014 #112

Filing bankruptcy is WAY cheaper than 6K Glitterati Nov 2014 #132

after you lose your home, savings & everything to pay medical bills! Sunlei Nov 2014 #136

LOL, 'fraid not Glitterati Nov 2014 #137

you'd rather lose everything, be sick and broke with 200k in medical bills instead of Sunlei Nov 2014 #142

Sorry, been down this road yesterday, been called all kinds of names Glitterati Nov 2014 #143

Free plan is good, then, for the other 9 years you're in bankruptcy. JimDandy Nov 2014 #144

Blame the Governor heather blossom Nov 2014 #60

Sure, but how does that help him, he is still without insurance because he can't afford it still_one Nov 2014 #177

Texas is one of the states that did everything to see that the ACA would fail, so it is not still_one Nov 2014 #176

Just keep in mind, changing plans most likely means changing doctors as well Glitterati Nov 2014 #4

"most likely" is your opinion, not fact. Our doctor takes seven plans. My son's doctor pnwmom Nov 2014 #6

And MY doctor takes ONE Glitterati Nov 2014 #11

Do you have a link for your claim pnwmom Nov 2014 #17

Hey, sorry, no link. But you can call every doctor in the phone book if you'd like Glitterati Nov 2014 #19

that would be another "problem" that existed prior to ACA Kali Nov 2014 #30

No blame, just laying out the FACTS Glitterati Nov 2014 #35

it seems to me you are assuming a relationship between some random "facts" Kali Nov 2014 #41

It most certainly DOES Glitterati Nov 2014 #42

You're just making that fact up. No link but to your own personal opinion. n/t pnwmom Nov 2014 #152

Yada yada yada yada yada Glitterati Nov 2014 #155

Uh, yeah, it does B2G Nov 2014 #43

poster said the doctors in the area don't take ANY insurance Kali Nov 2014 #47

Exactly. They can't tell. It will just be a policy from Premara or Humana or whatever, pnwmom Nov 2014 #154

My Humana card has a code on it that means Silver... On Exchange Autumn Nov 2014 #182

It must vary by state then because my son's card doesn't. pnwmom Nov 2014 #183

There absolutely are doctors who will not accept the ACA. Same with Medicare, there are doctors who still_one Nov 2014 #191

These folks don't live in rural areas Glitterati Nov 2014 #48

not sure who you mean by "these" folks, but I am pretty sure Kali Nov 2014 #55

You aren't getting what's being said here. B2G Nov 2014 #61

actually, I haven't managed to get out of this subthread yet, LOL Kali Nov 2014 #68

Come back coherent. nt B2G Nov 2014 #73

wow, that was rude Kali Nov 2014 #82

Not really. You aren't reading replies B2G Nov 2014 #93

I am back and I have also seen the other thread. Kali Nov 2014 #161

kali gets it and is asking logical questions. pnwmom Nov 2014 #184

Link please. If you've read this somewhere, there must be a link about the horrible situation pnwmom Nov 2014 #157

Done Glitterati Nov 2014 #158

You haven't even attempted to offer any proof about any doctor in your town. pnwmom Nov 2014 #159

I don't intend to Glitterati Nov 2014 #160

Do you have a link for the claim you are making? Most ACA insurers are the same major insurers pnwmom Nov 2014 #153

Actually if you are under an HMO ACA verses a PPO ACA, some HMOs could very well exclude still_one Nov 2014 #181

It has always been true that you can belong to one insurer's plan and not be able to use doctors pnwmom Nov 2014 #185

No PPO you can go out of the network. They might have more out of still_one Nov 2014 #186

A closed HMO plan might not allow its doctors to see patients out of network. n/t pnwmom Nov 2014 #187

That is what distinguishes an HMO from a PPO. The ACA has both types. A PPO you can definitely see still_one Nov 2014 #190

The point is this situation has nothing to do with the ACA. It's always been the case with HMO's. n/ pnwmom Nov 2014 #192

No, you just laid out your completely unsupported personal opinion pnwmom Nov 2014 #151

Yada yada yada yada yada Glitterati Nov 2014 #156

I'm not the one making a general claim about most doctors. You are. And you just made it up. n/t pnwmom Nov 2014 #150

Yet more lies Glitterati Nov 2014 #162

I guess someone's impersonating you again. Check out post 11. pnwmom Nov 2014 #163

IN THIS COMMUNITY Glitterati Nov 2014 #164

But you won't tell us the name of the community, and you won't provide any links. pnwmom Nov 2014 #165

Post removed Post removed Nov 2014 #166

The only way to know if your incredible story is true is for you to provide a link. pnwmom Nov 2014 #167

Post removed Post removed Nov 2014 #168

Awwww! Glitterati Nov 2014 #169

Thanks. But that article doesn't support your point, because nowhere in that long article pnwmom Nov 2014 #170

And more........ Glitterati Nov 2014 #171

Huh, you reply to yourself "Not that the TRUTH matters to you"? uppityperson Nov 2014 #202

I think the question they want to know is if your a expanded Medicaid, and setup their own exchanges still_one Nov 2014 #193

Question heather blossom Nov 2014 #64

Because of several reasons......starting with...... Glitterati Nov 2014 #69

Question heather blossom Nov 2014 #81

I don't see where there was a question in there, but....... Glitterati Nov 2014 #83

So combine the free bronze plan (for catastrophic coverage) JimDandy Nov 2014 #145

No thanks Glitterati Nov 2014 #146

I don't like wasting my time on games... JimDandy Nov 2014 #148

toodles Glitterati Nov 2014 #149

my question too Kali Nov 2014 #72

It's a whole separate deal though. Different networks and formularies. TheKentuckian Nov 2014 #147

Not credible. lumberjack_jeff Nov 2014 #138

good luck with that Glitterati Nov 2014 #140

I suspect you are under an HMO like plan with the ACA, and that is why your situation still_one Nov 2014 #180

It all depends. Forget the ACA, even under different plans offerred under company plans I have still_one Nov 2014 #178

Yes GLitterati..and that is the part that makes fools out of all of us. misterhighwasted Nov 2014 #10

I get to change back to my old doctor this next year, am VERY happy. Last yr he didn't take uppityperson Nov 2014 #76

Marvelous! Glitterati Nov 2014 #86

What a shitty, shitty program leftstreet Nov 2014 #5

Not health CARE, health insurance Glitterati Nov 2014 #8

The "shitty" program is the no-possibility-of-insurance program that millions of people had before. pnwmom Nov 2014 #9

Where's that Public Option Obama campaigned on? leftstreet Nov 2014 #12

It died when Ted Kennedy died and was replaced with a Rethug. pnwmom Nov 2014 #14

We passed the ACA without one Republican vote B2G Nov 2014 #16

ROFL, it's their pat answer Glitterati Nov 2014 #18

It's why they handed Kennedy's seat to a GOPer leftstreet Nov 2014 #22

I just explained it. We passed the Senate's ACA with Kennedy's vote. pnwmom Nov 2014 #21

Kennedy died before the vote was eveh held. nt B2G Nov 2014 #26

There were two votes in the Senate. jeff47 Nov 2014 #90

I thought Ben Nelson killed the private option B2G Nov 2014 #95

No, Lieberman was the killer. Nelson accepted a bribe jeff47 Nov 2014 #98

Joe Lieberman, the Independent from CT, was the deciding vote against the public option. pnwmom Nov 2014 #107

Thanks for the accurate information. There isn't enough here. n/t pnwmom Nov 2014 #106

Kennedy was alive when the Senate voted for the ACA. pnwmom Nov 2014 #116

A few conservodems would have blocked single payer gmb92 Nov 2014 #32

Remind me...how many GOPers voted yes? n/t leftstreet Nov 2014 #20

Didn't matter. We didn't have a 60 vote majority after Kennedy died. n/t pnwmom Nov 2014 #23

No Republican, but one necessary Independant: Joe Lieberman. n/t ieoeja Nov 2014 #67

Which republican voted for it because of the lack of a public option? nt. NCTraveler Nov 2014 #49

No Republican, but one necessary Independant: Joe Lieberman. n/t ieoeja Nov 2014 #66

No that is not at all true. The public option DIED in total when one Barack Obama truedelphi Nov 2014 #88

Right, we ELECTED Obama on Single Payer, and got Hillary's ACA instead Glitterati Nov 2014 #94

And why is that? The dirty little secret is that once in office, truedelphi Nov 2014 #105

Please explain how the Dems could have overcome the filibuster without Joe Lieberman's vote. n/t pnwmom Nov 2014 #114

That was explained again and again back in days of truedelphi Nov 2014 #199

Since when is 52 votes enough to overcome a filibuster? n/t pnwmom Nov 2014 #201

Feel free to explain how you would have gotten Lieberman to vote for single-payer. jeff47 Nov 2014 #111

Obama was making the best of a situation he couldn't control. It was up to the House and pnwmom Nov 2014 #113

Obama's Chief of Staff wrote the damn piece of legislation. truedelphi Nov 2014 #200

The waiver enables single payer in 2017. joshcryer Nov 2014 #24

Then we will have a balkanizer single payer system BlindTiresias Nov 2014 #27

Let's see them out compete single payer. joshcryer Nov 2014 #33

They don't want to control costs though BlindTiresias Nov 2014 #46

There will be a minimal standard. joshcryer Nov 2014 #135

Yeah, just look at all those businesses fleeing the blue states. jeff47 Nov 2014 #92

Canada wasn't also in the grip of right wing totalitarians BlindTiresias Nov 2014 #99

Actually, Canada was. jeff47 Nov 2014 #104

No, the right wing in Canada was not nearly as strong or had a totalitarian edge BlindTiresias Nov 2014 #115

Yes, actually it was. jeff47 Nov 2014 #118

Eh BlindTiresias Nov 2014 #120

Really, our right-wing isn't. jeff47 Nov 2014 #128

Well, yeah BlindTiresias Nov 2014 #134

It is actually a marginal improvement as a great cost BlindTiresias Nov 2014 #25

Just today, a trending story is that of a woman taken to the *wrong* hospital. truedelphi Nov 2014 #34

You mean "just a week ago". jeff47 Nov 2014 #110

Amen. Trashing Third Way talking points woo me with science Nov 2014 #38

travesty is a good word for it Doctor_J Nov 2014 #125

The only way to avoid that is to sign up for a PPO under the ACA, but PPO are considerably more still_one Nov 2014 #194

Very inefficient - TBF Nov 2014 #197

I would never understand jamzrockz Nov 2014 #203

Pwnmom, thanks for this discussion. Do you know when truedelphi Nov 2014 #29

Here ar the dates for enrollment from ACA Website misterhighwasted Nov 2014 #39

Thanks for such a comprehensive list. truedelphi Nov 2014 #56

This message was self-deleted by its author Glitterati Nov 2014 #40

"all the new options"? progressoid Nov 2014 #53

Shhhh, you're not supposed to mention that Glitterati Nov 2014 #59

In two days you have gone from a DUer I did not recognize to the meanest DUer ever. ieoeja Nov 2014 #77

Awww, did I hurt your feelings? Glitterati Nov 2014 #80

Good! This board will definitely be a better place without your nastiness. ieoeja Nov 2014 #84

Bwahahahahaha Glitterati Nov 2014 #87

Given how some DUers attacked them Union Scribe Nov 2014 #139

This message was self-deleted by its author jeff47 Nov 2014 #100

As usual BlindTiresias Nov 2014 #57

The 'general welfare' has become very personal for many. B2G Nov 2014 #65

No BlindTiresias Nov 2014 #71

Agreed. Thanks. nt B2G Nov 2014 #75

Feel free to explain how you get Joe Lieberman to vote for single-payer. jeff47 Nov 2014 #96

Its a bit like whether you want to drink the salt water when stranded in the ocean. BlindTiresias Nov 2014 #101

So we should have passed nothing then? jeff47 Nov 2014 #108

Different time BlindTiresias Nov 2014 #117

Those policies were incrementally revised last year. jeff47 Nov 2014 #119

Uh.. BlindTiresias Nov 2014 #121

Except they can't hobble it in that way jeff47 Nov 2014 #126

Where did you get those rose-colored glasses? Brigid Nov 2014 #124

Feel free to point out how Medicare hasn't changed since the 1960s. jeff47 Nov 2014 #129

It shouldn't be. Brigid Nov 2014 #130

It isn't. jeff47 Nov 2014 #131

I had a discussion with a fellow DUer on that just the other day, and it was that person's belief still_one Nov 2014 #195

We tried to buy them. jeff47 Nov 2014 #196

No surprise from me still_one Nov 2014 #198

I'm planning to go with Kaiser PasadenaTrudy Nov 2014 #97

That's one of the advantages of Kaiser. Adsos Letter Nov 2014 #122

I think I can do a Silver plan... PasadenaTrudy Nov 2014 #123

Well, best of luck to you. Adsos Letter Nov 2014 #133

Thank you! PasadenaTrudy Nov 2014 #141

Humana has tripled my ACA premium, I haven't even used the insurance one time! Sunlei Nov 2014 #102

Good luck, Sunlei! n/t pnwmom Nov 2014 #174

Your premium, or the amount you'll have to pay? Rstrstx Nov 2014 #188

Oh, and one more thing Rstrstx Nov 2014 #189

This is an interesting quote: LWolf Nov 2014 #127

The Essential Benefits include free vaccines and screening for conditions that should be pnwmom Nov 2014 #173

I still pay for the office visit. LWolf Nov 2014 #175

Thank you. Voice of sanity and reason ! nt Laura PourMeADrink Nov 2014 #172

I am switching plans. My new plan is better than my current plan, at $110 LESS per month!!! Zorra Nov 2014 #179

I am sick and tired of seeing democrats putting lipstick on this pig. n/t MadrasT Nov 2014 #204

I guess you'll be happy when Pres. Bush takes over in 2016 pnwmom Nov 2014 #205