General Discussion

gmb92

(57 posts)

30. Too many make conclusions based on selective and incomplete information

Mon Nov 17, 2014, 05:00 PM

Nov 2014

The media has done a very good job of stoking fear, blaming any and all problems with the health care industry on ACA. Average premiums go up 5% and it's ACA's fault, even though the increase is half of what was observed annually the previous 12 years.

Meanwhile, progressives have done a good job of framing it solely as a "giveway to private insurers", failing to notice that it's mostly progressively-financed and includes hundreds of billions in fees and cuts to private insurer payments, which is why the insurance industry has been lukewarm on the act.

http://takingnote.tcf.org/2010/12/how-the-aca-saves-money-raises-revenues-numbers-you-can-count-on.html

http://fivethirtyeight.com/features/why-progressives-are-batshit-crazy-to/

Then there's the fact that much of the expansion goes to Medicaid (not private insurers) although that's been thwarted in most red states due to the right-wing Supreme Court ruling in 2012.

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Instead of saying "Screw the ACA", why don't people ask for help to find their best plans? [View all] moriah Nov 2014 OP

When a law serves the needs of the insurance industry as opposed to the needs of the people Wella Nov 2014 #1

If you can think of a way to progress sharp_stick Nov 2014 #3

A public option would be a stepping stone, I think Art_from_Ark Nov 2014 #76

MIllions of People are covered for Free thanks to Obamacare and there's No Denying Insurance for Cha Nov 2014 #94

The ACA is a stop-gap measure, but it's helping people, too. moriah Nov 2014 #5

Do you consider limiting profits of the Insurance industry, "the needs of the Insurance industry"? tridim Nov 2014 #11

You say "limiting the profits of the Insurance industry." NCTraveler Nov 2014 #100

The ACA, if nothing else, is a step forward groundloop Nov 2014 #53

Single payer would be awesome - but we need some kind of insurance TODAY csziggy Nov 2014 #75

Too much effort Prophet 451 Nov 2014 #2

Do you know if you are considered a smoker Curmudgeoness Nov 2014 #42

Really? That's weird Prophet 451 Nov 2014 #43

You would have to look at the Sgent Nov 2014 #47

Thankfully, I'm British Prophet 451 Nov 2014 #50

Friends are trying to too. Any particular info. that helped? appalachiablue Nov 2014 #59

Not really Prophet 451 Nov 2014 #66

Appreciate info. & suggestions much, will pass along. appalachiablue Nov 2014 #71

Yes. Doctors, the New England Journal of Medicine, says they are an acceptable route jtuck004 Nov 2014 #73

Great info. Glad you had success, will give to friends. They'll make it for sure. appalachiablue Nov 2014 #78

The NHS is looking into them Prophet 451 Nov 2014 #93

We have a HUGE industry making money from over the counter crap that doesn't work for millions jtuck004 Nov 2014 #95

Insurance requests a blood test for nicotine I believe. herding cats Nov 2014 #55

That seems insane to me Prophet 451 Nov 2014 #67

I always thought it was foolish. herding cats Nov 2014 #99

They didn't request a blood test for me. subterranean Nov 2014 #81

I imagine, if this is even still done, it's up to the individual insurance company to choose. herding cats Nov 2014 #98

Medicare doesn't HockeyMom Nov 2014 #101

I wonder if any Medicare supplement policies do? herding cats Nov 2014 #102

Medicare Advantage are private Insurance Companies HockeyMom Nov 2014 #104

I'm cloudy on why they didn't make it a mandatory federal law? Rex Nov 2014 #4

Wasn't it supposed to be federal but the Supremes went with each state making the decision? LawDeeDah Nov 2014 #8

Yep, it would have gone to the Supreme Court and lost if it had... Spazito Nov 2014 #13

you are correct Rstrstx Nov 2014 #17

Because health care is a right, not a privilege Matrosov Nov 2014 #6

So you're saying I should have been denied help now, until we could have gotten single-payer? moriah Nov 2014 #7

I think you will find that every country that does have single payer LawDeeDah Nov 2014 #9

If I am correct Canada got theirs one state at a time. It took them a while. Unfortunately we do not jwirr Nov 2014 #14

Vermont is Sgent Nov 2014 #48

One step allows another step. Thank you. jwirr Nov 2014 #52

Canada never made for profit insurers part of the federal government Doctor_J Nov 2014 #63

Did not say they did we were talking about programs taking time to get in place. jwirr Nov 2014 #69

'we're basically saying that your worth as a person is defined by your income.' Rex Nov 2014 #16

Exactly. n/t truedelphi Nov 2014 #56

May I ask how you know what is affordable to other people? Unless they post their Autumn Nov 2014 #10

Hence why I suggested going through a navigator, either in person or through the Helpline. moriah Nov 2014 #12

The navagators are awesome here. And the site allow you to compare every insurance plan Autumn Nov 2014 #15

The thing is "best" is not necessarily easy to find. jeff47 Nov 2014 #21

The way the one here was set up everything could be compared. Autumn Nov 2014 #24

Anyone who thinks that will help a lot of folks is living in a dream world. Daemonaquila Nov 2014 #37

That's why they need to look for PPO plans. I didn't have to touch my deductible at all last year. moriah Nov 2014 #40

It will help millions. I personally know two who got good deals last year. One is now eligible pnwmom Nov 2014 #44

The ACA says that for the wealthiest customers 9.4% of income is affordable. lumberjack_jeff Nov 2014 #45

The insurance premiums themselves might be affordable, but how does an truedelphi Nov 2014 #57

That's where the annual cap on out-of-pocket cost come in. Hoyt Nov 2014 #62

All policies Sgent Nov 2014 #65

I find it interesting that "wealthy" is like 29k now but people that made 250k were in the poorhouse TheKentuckian Nov 2014 #84

Did Costco have a coupon for hyperbole this week? lumberjack_jeff Nov 2014 #90

Opps...I missed that 2nd bracket went from a little over 8% to 9.5 so wealthy starts at about 35k TheKentuckian Nov 2014 #91

I'm sure we've all lost friends. lumberjack_jeff Nov 2014 #92

How do you find a navigator? Curmudgeoness Nov 2014 #74

Call them at 1-800-318-2596 csziggy Nov 2014 #79

Thanks. I will try that. Curmudgeoness Nov 2014 #83

One thing about ACA - at least we get to compare plans on the same terms csziggy Nov 2014 #87

I feel for you. That is a lot of hassle you have had for years. Curmudgeoness Nov 2014 #89

I just called the number as soon as I got a bit confused. They called me back Autumn Nov 2014 #86

Post removed Post removed Nov 2014 #18

wow. where have I heard *that* talking point before? nt m-lekktor Nov 2014 #22

Post removed Post removed Nov 2014 #29

You are simplifying the problem. Curmudgeoness Nov 2014 #77

Because spittle-flecked outrage gets more hits and a higher rec count... SidDithers Nov 2014 #19

Are we forgetting how many states did not opt in to Medicaid expansion? Atman Nov 2014 #20

State governors opting out is not Obama's fault, however, & too many here at DU are .... Hekate Nov 2014 #32

Believe me, we know who screwed us over. Brigid Nov 2014 #33

You don't have the right to say so if you are wrong. Atman Nov 2014 #35

That would be IN. And Pence the Dense. Brigid Nov 2014 #36

So then, how is the OBAMA's FAULT that Pence refused to opt in? Atman Nov 2014 #38

It's not Obama's fault. Brigid Nov 2014 #41

Rub the salt into Mike Pence. Atman Nov 2014 #61

It isn't. Brigid Nov 2014 #64

Sorry about your gov Pence who cares nothing for people who can't afford health insurance, Brigid. Cha Nov 2014 #96

This message was self-deleted by its author Corruption Inc Nov 2014 #23

Agreed. I spend some twenty years inside the medical system truedelphi Nov 2014 #28

Which Red State do you live in? Atman Nov 2014 #34

California is a Blue state. truedelphi Nov 2014 #39

Then go to a California non-profit insurer. Blue Shield, for example. n/t pnwmom Nov 2014 #46

If you' re on the Calif. exchange, due to low income,you can't. truedelphi Nov 2014 #54

In many places there are NO good plans. truedelphi Nov 2014 #25

I've heard horrible things about Kaiser. progressoid Nov 2014 #31

I know people who think Kaiser is great -- personal anecdotes mean very little. pnwmom Nov 2014 #49

non-profit. progressoid Nov 2014 #58

I have Kaiser and it's OK. No frills though. The dislike for HMOs Hoyt Nov 2014 #68

Because how else are you going to get over 600 responses & the chance to flame those who ask basic Q Hekate Nov 2014 #26

Thank you for this. MannyGoldstein Nov 2014 #27

Too many make conclusions based on selective and incomplete information gmb92 Nov 2014 #30

because that's just prolonging the inevitable Doctor_J Nov 2014 #51

I think you've really distilled the essence of the absurdity. We are a rich enough KingCharlemagne Nov 2014 #60

Good post. bigwillq Nov 2014 #82

k&r for asking for help when you need it. uppityperson Nov 2014 #70

I stopped asking why tabasco Nov 2014 #72

OP Content: A but OP Title: F-- Why are SOME people so accusing towards a generalised other? carolinayellowdog Nov 2014 #80

Why would folks want to "shop" for new plans each year TBF Nov 2014 #85

I'm 63, self employed and my income varies from year to year. JEB Nov 2014 #88

Aloha moriah.. good question.. thank you. Sen Sanders on ACA/Obamacare today.. Cha Nov 2014 #97

I found a plan that is rather high, but the lowest that I could get. Jamastiene Nov 2014 #103