General Discussion
In reply to the discussion: In the U.S. 49.7 Million Are Now Poor, and 80% of the Total Population Is Near Poverty [View all]hfojvt
(37,573 posts)life being analogous to poverty. One is not near death just because some disaster could kill them. At least not near death the way people in surgery or ICU are.
In the same way one is not near poor just because a disaster would make them poor.
Having three kids, whereas I have none, does not sound like the worst place to be. Being able to feed your kids and get them Christmas presents doesn't sound like the worst either. Nor does being able to support your uncle Charlie along with your three sons.
Worry is really up to you. Either you can do something about it, or you cannot. One would be productive concern, the other would not. No COLA in 12 years? Either you can get a better job or you cannot. If you cannot, then it would seem you have a fairly good job right now.
My point about making more money than I do, is that I, myself, bought a house, saved a safety net, put money away for retirement - on very little income. I usually expect people with higher income to be able to do what I did. If I can do it, I pretty much feel like anyone can. I'm not that special.
But with five dependents and a spouse who became disabled, you may actually have less income than I do - less disposable income. But still, you seem to have some of the same life of George Bailey.