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independentpiney

(1,510 posts)

3. It depends what state you're in

Reply to bamademo (Original post)

Wed Dec 31, 2014, 10:29 PM

Dec 2014

Mostly on whether it's a judicial or non-judicial foreclosure state, and also on the backlog. I was told I had until January 10th, 2011 to bring my payments current or they were beginning the foreclosure on my house in NJ, and they've just filed now for the judgement. If you google the foreclosure timeline for you're state, you should be able to get a reasonable idea of what you're actually looking at. Have you asked about applying for a mod? I know a few people that wanted to stay in their houses who bought time that way. Good luck, I hope everything works out well with the new job and the house.

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Anyone ever been threatened by foreclosure? I have until Jan 29. [View all] bamademo Dec 2014 OP

No advice, bamademo...just best wishes for the best outcome for you. Lars39 Dec 2014 #1

The 'plan' they gave you provided what? elleng Dec 2014 #2

Loan adjustment. I have to get my brother to do it. bamademo Dec 2014 #4

You told them you could not afford their terms elleng Dec 2014 #5

It depends what state you're in independentpiney Dec 2014 #3

I recieved an letter from Law firm. I'm in Alabama. I will do more research. Too stressed now. bamademo Dec 2014 #6

Small mortgage, elleng Dec 2014 #9

Bankruptcy is your friend missingthebigdog Dec 2014 #7

Quite right. elleng Dec 2014 #8

Call the bank immediately and tell them you want to apply for a loan modification brush Dec 2014 #10

I was. Still am I guess. amerikat Dec 2014 #11

Hang in there shenmue Dec 2014 #12

Deed of Trust or Mortgage, judicial or non-judicial? flvegan Dec 2014 #13

Looks like you're going to have to crawl on your belly to Dr. Brother Warpy Jan 2015 #14

See a lawyer immediately Orrex Jan 2015 #15

this is the best advice bigtree Jan 2015 #20

Your brother might be pissed but... Little Star Jan 2015 #16

As a sibling, I'd be pissed if one needed it and didn't ask. Live and Learn Jan 2015 #17

Fucked UP maced666 Jan 2015 #18

How awful for you, so sorry. Please meet with an attorney asap..it may be your best Jefferson23 Jan 2015 #19

Make them produce the deed. From what I hear, a lot of titles get lost when they traunche the grahamhgreen Jan 2015 #21

call your brother Skittles Jan 2015 #22