General Discussion
In reply to the discussion: Bias against the disabled is as American as apple pie [View all]daredtowork
(3,732 posts)Are you saying these are older people applying for SSI/SSDI a few years before they would have been eligible for retirement anyway? The criteria does get relaxed then.
The pity is they were probably forced into this route because of age discrimination (though I wouldn't knock the stress and anxiety of long-term unemployment and poverty as being disabling in itself: the stability of SSI income could put people back on their feet if it wasn't such hell to get in the first place that people were afraid to let go of it). SSI at least is means-tested, so, as you mentioned, they had to roll over any pension and burn through any IRAs they had first. Again, the situation is counter-productive for a State that wants people to have those savings for their retirement.