Bias against the disabled is as American as apple pie

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62. The people that are doing this

Are retired already. They do not want to wait until they are old enough to collect SSA so they are filing for SSDI benefits.

They think they are winning until they realize that their former employer demands they enroll in Part B Medicare which is something they had not realized -- that Medicare is part of the deal.

Once they find this out, often too late, they are having little fits because the insurance they once had, the insurance that came to their home when they needed physical therapy is no longer an option as they must present themselves at a physical therapy office and take what is available and also they are now confined to the physical therapy benefits that Medicare provides.

Anything above and beyond what Medicare pays (aka a "supplemental plan&quot is a little bit of gravy but you can bet it is not much gravy so to speak.

Frankly, people that do things like this out of GREED in most cases deserve exactly what they get IMO which is = diminished health care in most cases.

Oh well ... just proves it doesn't pay to "game" the system as it tends to backfire!

The case of physical therapy that I present, is just one of many in the case of Medicare v. private insurance that these people that are doing quite well already are shocked to find out that this is what they now get when they get greedy and want their benefits NOW rather than later!