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HeiressofBickworth

(2,682 posts)

13. Before I went on Medicare

Reply to DebJ (Original post)

Thu Jan 29, 2015, 09:33 PM

Jan 2015

I had a conversation with my primary care doctor. We switched all that we could to generic drugs. Only one remains that is not a generic. Then I shopped around.

I now get all the generics from Costco -- we already had a membership so there was no additional charge for that. I only get the brand-name drug through my Part D insurance. I pay less for the generics that I would if I had to pay a co-pay under Part D.

The problem with the donut hole is that while in the hole, you have to pay full retail for EVERYTHING. By dividing up the generics (not under Part D) and the brand-name submitted to insurance, I've avoided the donut hole.

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Wow. "Donut Hole" shopping as we get ready for Medicare. What a difference! [View all] DebJ Jan 2015 OP

You might want to check Costco's prices. You do not have to join Costco. djean111 Jan 2015 #1

I wish I could but the closest Costco is about one hour away. DebJ Jan 2015 #3

Here is their website information for home delivery. djean111 Jan 2015 #4

Wow that is great information. Thank you. DebJ Jan 2015 #6

Wow wow wow. Just called Costco. DebJ Jan 2015 #7

That is fabulous!!!!! I am so glad for you! djean111 Jan 2015 #8

Oh yes I'm familiar with that type of stuff. DebJ Jan 2015 #9

Sounds like you have been through a lot, and handled a lot, too. With class. djean111 Jan 2015 #10

Once you get in the donut hole, looks like the chances of getting out are pretty slim DebJ Jan 2015 #2

If you can qualify for "Extra Help" it closes the donut hole. Downwinder Jan 2015 #5

I opened the thread to say 'Costco' but that's been covered! Bluenorthwest Jan 2015 #11

Some ppl have mentioned Good Rx daredtowork Jan 2015 #12

After I saw GoodRx here on DU I checked their discounts csziggy Jan 2015 #15

Before I went on Medicare HeiressofBickworth Jan 2015 #13

You mean that you just pay cash in full for the generics? DebJ Jan 2015 #14

Yes, cash in full for generics HeiressofBickworth Jan 2015 #16