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srican69

(1,426 posts)
18. I loose sleep most nights from financial worry ever since
Mon Feb 9, 2015, 10:11 AM
Feb 2015

My wife quit her job 18 months ago. ( her boss was a jerk and wife has been looking for other jobs).

It's impossible to comfortably run a house in a decent northeastern neighborhood under 175 k / year ( I make much less than that).. that has to finance

Mortgage
Student loans
Preschools
Ordinary expenses
Retirement
College savings for kids




I will also have tax liability this year.( including the extra 7.5% self employment tax on my full income). I bought a house that is a money pit.. The basement was flooded that required a new French drain ( which is I why I did not prepay my taxes) and now the basement has a crack on the cinder block retaining wall.


I have done everything right.. Top colleges.. 99 percentile scores on standardized tests... 4.0 GPA .. The only thing I lack is street smarts and a killer instinct to get ahead. And I am being eaten alive.

I have friends from college who are can retire today if they choose to ...but probably won't because they would like to become CEO of a major corporation. Some of them surely will. I am not yet 40.. But am looking at a long road ahead. I feel like an utter failure in life.

I can't even afford a decent mid life crisis.

Sorry for the rant. Just needed to unload








Recommendations

0 members have recommended this reply (displayed in chronological order):

Kick.... daleanime Feb 2015 #1
The numbers don't lie Tsiyu Feb 2015 #2
K/R marmar Feb 2015 #3
Everything's going according to plan, then... blkmusclmachine Feb 2015 #4
Amazing how few see that. tecelote Feb 2015 #6
The Cornucopia Ministry has announced the chocolate ration is being increased from an ounce a week Fumesucker Feb 2015 #5
you never loved him anyway! KG Feb 2015 #7
! xchrom Feb 2015 #8
I'm feeling the bite deutsey Feb 2015 #9
From everything I can determine, those responsible are trying hard to make it even worse. Enthusiast Feb 2015 #10
Yes, they are deutsey Feb 2015 #12
I'm with you on that....nt Enthusiast Feb 2015 #16
Kicked Enthusiast Feb 2015 #11
Sure enough, 2007 is when it started for me SmittynMo Feb 2015 #13
That was when it started for us too fasttense Feb 2015 #19
And which political party is... 99Forever Feb 2015 #14
kick 840high Feb 2015 #15
It's obvious to all that there are more jobs.. mountain grammy Feb 2015 #17
I loose sleep most nights from financial worry ever since srican69 Feb 2015 #18
Sort of same boat... H. Cromwell Feb 2015 #20
Living Large Octafish Feb 2015 #21
Minimum wage should be abolished. ACA is the wrong direction. Income inequality an illusion. Amimnoch Feb 2015 #22
Look at any strip mall in your area Warpy Feb 2015 #23
And yet whatthehey Feb 2015 #26
kick woo me with science Feb 2015 #24
k&r. even the touted "good news" is more lube than salve. NuttyFluffers Feb 2015 #25
kick woo me with science Feb 2015 #27
Latest Discussions»General Discussion»5 Facts That Show Half of...»Reply #18