General Discussion

Lionessa

(3,894 posts)

51. The point is that most average 401K holders don't know the

Wed May 2, 2012, 10:53 AM

May 2012

hows, whys, and whens of stocks vs bonds vs commodities. They know mutual funds and money markets, and they are told over and over to leave it for the long haul, so they never get the education you claim to exemplify. Not to mention that 401k aren't like regular stock ownership in that they can't be "cashed" whenever the time might seem right even to those that might have a clue as to when "right" is.

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Dow soars to 4-year high [View all] sinkingfeeling May 2012 OP

Whooptee f'ing doo. The rich manipulators are at work, they need new clubs for their Lionessa May 2012 #1

Please consider that millions of Americans now 'rely' on corporate stocks sinkingfeeling May 2012 #3

So what, does that change reality in some way? Lionessa May 2012 #4

It is incumbent upon every investor to reduce their equity holdings as they get closer to Common Sense Party May 2012 #7

And Shift Funds Into What? Yavin4 May 2012 #12

Ding ding ding ding ding! Lionessa May 2012 #13

Bonds, blue chip high dividend stocks, preferred stocks, etc? dmallind May 2012 #14

Some what from the pot to the kettle, some might say, Lionessa May 2012 #20

Some would be wrong then dmallind May 2012 #45

The point is that most average 401K holders don't know the Lionessa May 2012 #51

But that's not an excuse WinniSkipper May 2012 #53

EXCUSE!?!?! F' that meme. Perhaps if banking had remained safe and sane Lionessa May 2012 #55

Are you saying WinniSkipper May 2012 #56

+1 n/t FSogol May 2012 #61

IOW, Take On More Risk When You Can Least Afford To Yavin4 May 2012 #27

Many bonds have never ever defaulted, many dividends have never missed. A meteor could strike too dmallind May 2012 #43

Would you prefer some inflation to get those rates back up? nt hack89 May 2012 #18

Yes (nt) Recursion May 2012 #25

We Already Have Enough Inflation To Justify Higher Rates Yavin4 May 2012 #29

I believe I clearly stated what we should shift money into. Common Sense Party May 2012 #30

IOW, Keep Gambling and Take On More Risk Yavin4 May 2012 #33

Not what I said at all. If you would read what I said, you'd know that. Common Sense Party May 2012 #37

No - then you buy. dmallind May 2012 #46

Sure, You Can Play That Game When You're Young Yavin4 May 2012 #58

Please consider that that scheme has been exposed as an illusion Egalitarian Thug May 2012 #8

Really? That's how you think a 401K works? sinkingfeeling May 2012 #11

That's not what I think, that's what we've seen. Egalitarian Thug May 2012 #19

That's not what I've seen. Common Sense Party May 2012 #31

Then you're just not looking. There are millions of cases of this happening to people from across Egalitarian Thug May 2012 #34

Actually there aren't, but, hey, believe what you wanna believe. Common Sense Party May 2012 #35

That's pretty funny. Egalitarian Thug May 2012 #39

That's pretty boring. Common Sense Party May 2012 #40

And there are tens of millions who didn't panic and saw nice DCA gains. dmallind May 2012 #47

Two problems with this logic. One a retirement plan is not disposable income with which Egalitarian Thug May 2012 #59

I think you are referring to WinniSkipper May 2012 #54

No. Legalizing the looting of pension funds necessarily preceded and motivated the Egalitarian Thug May 2012 #62

What companies out there right now WinniSkipper May 2012 #65

None that I know of, that's the point. I'm sure there are many tiny to small Egalitarian Thug May 2012 #66

I agree with your first two paragraphs WinniSkipper May 2012 #70

They rely a hell of a lot more on their paychecks, which have been shrinking eridani May 2012 #22

Retirees get paychecks? sinkingfeeling May 2012 #42

They get Social Security and (if lucky) defined benefits pensions eridani May 2012 #64

I have done well as the DOW has risen under Obama. The rich are not the only benefactors. bluestate10 May 2012 #68

Bluedog much? Lionessa May 2012 #69

That's impossible!!! I heard it right here on the DU that them stocks is a scam!!>!>!>! cbdo2007 May 2012 #2

damn you Obama Johonny May 2012 #5

Where is the money coming from? RobertEarl May 2012 #6

As we move through this summer, go back and look at the market behaviour in Egalitarian Thug May 2012 #9

I remember that RobertEarl May 2012 #15

And just what is this "resurgence" based on? Egalitarian Thug May 2012 #32

The Market should have never dropped below 10k. JoePhilly May 2012 #44

So, because you have some faith-based notion that the market's response Egalitarian Thug May 2012 #60

Na ... once some one calls me "faith based" ... I generally stop reading. JoePhilly May 2012 #63

Oh no, if you don't see the relevance of nothing being shipped around the globe to the stock market Egalitarian Thug May 2012 #67

Part of the election cycle, I wonder? BadgerKid May 2012 #10

K&R Tarheel_Dem May 2012 #16

Which makes perfect sense cthulu2016 May 2012 #17

I'm sure it will trickle down to the commoners..someday...maybe..if conditions improve..never mind. Tierra_y_Libertad May 2012 #21

It does trickle down to many of us who have investments in the stock market. cbdo2007 May 2012 #23

... cthulu2016 May 2012 #24

Not sure what this is trying to disprove.... cbdo2007 May 2012 #48

Can you not imagine a reply that isn't intended to rebut? cthulu2016 May 2012 #49

hahaha, ok, thanks. Sorry! cbdo2007 May 2012 #52

And in other news, Mitt Rmoney bought pizza C_U_L8R May 2012 #26

In other news, Republicans accused Obama of exploiting the death of bin Laden for political gain. yellowcanine May 2012 #28

To all the people here who laughed at me when I said "buy" in March of 2009 Warren DeMontague May 2012 #36

�ber-pessimists never apologize. They just invent one more contrived conspiracy theory Common Sense Party May 2012 #38

Obama DOUBLED the Dow! 6500 to 13000 ErikJ May 2012 #41

Terrible news. Scurrilous May 2012 #50

Great news for investors! raouldukelives May 2012 #57