“Consumers Aren’t Spending Even In a Booming Job Market”

[SheilaT]

46. You're on Medicare and your union tells you what supplemental or Advantage plan you can have?

I don't think so.

If you're over 65 and still working, and your company employes more than 20 people, then your company health plan pays first, then Medicare. If the company employes fewer than 20 people, Medicare pays first, then your group health.

But if you are actually on Medicare, you are free to choose whatever supplemental or advantage plan you wish, among those offered in your area.

If I misunderstood, and you're not on Medicare, then my apologies.

Oh, and you may already know this (I didn't at first) but you must sign up for and commence payments for Medicare Part B (and pay $104.50/month) before you can get a supplemental or Advantage plan. If you haven't signed up for the Part B yet, because you're still employed and have coverage through work, you might want to check out the supplemental and Advantage Plans available to you, and see if it's feasible to do that. It would probably be a good idea to talk with the Medicare people first, to make sure this is doable for you.

I worked for about 6 months after I turned 65, and although I'd signed up for Medicare Part A, I didn't bother with the Part B until I quit working. I was confused about how Part B worked at first, but once I figured it out, I was okay.