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freshwest

(53,661 posts)
15. I think it will be exclusive, but would like the details. Haven't seen it on my statement yet.
Mon Mar 16, 2015, 08:55 AM
Mar 2015

Because the balances will be carried over. At what interest rate, I don't know. I'm trying hard to pay it off because I'm likely to go to cash only or pay it per month to escape Citi from now on out at COSTCO.

VISA has never given my any hassle. But I helped an elderly woman with her Citi account and it was full of charges, even though she had not used it for years, and trying to close the account was almost impossible.

They kept billing for an annual fee (American Express and VISA have none, or at least they haven't for me) even though we tried to pay the 'late' annual fee and then close the account down. They kept adding penalties and refused to listen to us.

Finally turned it over to her daughter who was able to get rid of the account, which I legally couldn't do for her. I want nothing to do with Citi, ever. I hope they offer a choice, although I'm betting it will still be exclusive to COSTCO because of the balance transfer. I will be going to COSTCO less now and have stopped using my American Express card for anything else, to escape the fees I feel sure are coming, whatever they do.

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