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Journeyman

(15,487 posts)
15. I asked the same thing in a thread yesterday . . .
Wed Mar 25, 2015, 12:45 PM
Mar 2015

My wife and I used Covered California to get insurance in 2014. We wanted to get the numbers for the ACA up as much as possible.

However, we left "Covered California" this year because we encountered a number of medical providers who "looked down their nose" at us for having "Obamacare." The assumption -- inaccurate, and arrived at with no evidence to support -- was that we were low income and (I assume) potentially a "risk" for making our co-pays.

This year, we purchased the exact same plan directly from the insurance carrier. So we still enjoy the benefits of the ACA -- our insurance comes at about a third the cost it did in 2013, we have access to a number of low-cost and free procedures mandated by the ACA, and we don't have to dread a medical diagnosis throwing us into an uninsurable category.

So what I wonder about Cruz is, he doesn't have to get his insurance through an exchange -- he'll garner all the benefits without having to directly use an ACA-established plan -- so why is he even involved with it?

I would really like for him to have to pay what I was paying two years ago for insurance: it would certainly open his eyes to the benefits of the ACA.

I suspect Cruz has something underhanded in mind. No idea what he may hope to accomplish, but then, I don't put anything past him.

Recommendations

0 members have recommended this reply (displayed in chronological order):

I suspect marym625 Mar 2015 #1
I suspect, you are correct! n/t etherealtruth Mar 2015 #6
He will find every nitpicky "problem", no doubt about it. tridim Mar 2015 #13
yep. I agree marym625 Mar 2015 #20
Agreed there is something fishy going on here. Kingofalldems Mar 2015 #2
COBRA is much more expensive, unless Goldman is subsidizing the COBRA. It would last 18 months. still_one Mar 2015 #3
But he's worth millions, he could afford COBRA LynneSin Mar 2015 #9
Doesn't matter what they can afford, they will still look for the best price, and then float their still_one Mar 2015 #23
All members of Congress and their staffs qualify for subsidies SickOfTheOnePct Mar 2015 #28
Yep, Cruz only has to go to the Exchange for the sweet, sweet government subsidy. (nt) jeff47 Mar 2015 #4
This message was self-deleted by its author PoliticAverse Mar 2015 #14
Politics Blue_Adept Mar 2015 #5
Doesn't the law require Senators to go to the exchange... Wounded Bear Mar 2015 #7
No. jeff47 Mar 2015 #16
Plus, he has the protections (e.g. pre-existing conditions) he wouldn't have under a private plan. CTyankee Mar 2015 #32
Yes, see... PoliticAverse Mar 2015 #18
Not quite. jeff47 Mar 2015 #33
That's correct, to get the employer (US Government) contribution they have to use the exchanges. PoliticAverse Mar 2015 #35
Because of a rider passed by Congress OKNancy Mar 2015 #8
That makes two things that stink here. TheCowsCameHome Mar 2015 #10
Great solution - that's what a NON-Hypocrite would do lame54 Mar 2015 #11
+1 uponit7771 Mar 2015 #12
I asked the same thing in a thread yesterday . . . Journeyman Mar 2015 #15
He wants to prove how easy it is for non-citizens to scam the system. Gidney N Cloyd Mar 2015 #17
I thought about this yesterday. herding cats Mar 2015 #19
The thing is that I highly doubt Senators EVER have health insurance nightmares. gvstn Mar 2015 #21
Oh, I agree. herding cats Mar 2015 #22
^^^^ this rings true for me @ why Cruz is going the ACA route ^^^^ nt riderinthestorm Mar 2015 #27
In my experience, nobody wants to pay more for anything than they have to....... WillowTree Mar 2015 #30
Even getting insurance through your job, you still benefit from the ACA. JTFrog Mar 2015 #24
Have you seen the price of a cobra plan? seltzerwater Mar 2015 #25
According to him, he's so righteous he'll never get sick or injured Warpy Mar 2015 #26
Maybe he has a pre-existing condition. MineralMan Mar 2015 #29
why didn't he get a "top of the line healthcare plan not tainted by Obamacare" you ask. CTyankee Mar 2015 #31
Exactly. He can afford top dollar for med insurance. But he's saying he's REQUIRED valerief Mar 2015 #34
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