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(53 posts)

4. To me. "pooling" means to

Sat Mar 28, 2015, 02:27 PM

Mar 2015

put everyone in the same pool, and find the mean or average for the people in that pool to develop a premium. I might be looking at it incorrectly.

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A medical insurance question for those in the know. [View all] Jenny Red Eye Mar 2015 OP

It's a contractual matter, elleng Mar 2015 #1

Thanks, Ellen... Jenny Red Eye Mar 2015 #2

Insurance is, by it's nature, based on the pooling of risks, elleng Mar 2015 #3

To me. "pooling" means to Jenny Red Eye Mar 2015 #4

No, you're correct, elleng Mar 2015 #5

OK. thanks a lot for the info... Jenny Red Eye Mar 2015 #6

Oh right! I've heard of that stuff happening quite a bit... Jenny Red Eye Mar 2015 #8

You have differing rates for smokers and nonsmokers. Downwinder Mar 2015 #10

No. That is illegal under HIPAA. subterranean Mar 2015 #11

But it doesn't stop the company from charging the employee more SickOfTheOnePct Mar 2015 #14

I didn't have time to hunt (gotta head to work) pugetres Mar 2015 #12

Many thanks to each of you who replied. nt Jenny Red Eye Mar 2015 #13