A medical insurance question for those in the know.

[pugetres]

12. I didn't have time to hunt (gotta head to work)

for the federal law this article quoted:

"There are some important limits on what your company’s wellness program can do. More on that soon. But here’s the bottom line: Under federal law, your employer can vary your health insurance premium by up to 20 percent based on a “health factor;” that goes up to 30% as of 2014 and the government could eventually raise it as high as 50%." From this link: http://commonhealth.wbur.org/2012/09/wellness-program-legal-limits

Older article and I'm not sure if the PPACA had any effect on the laws since I've only noted increased rates for smokers and increasing rates as one gets older. I'm not sure if employees are offered the same protection that I receive (I can actually purchase insurance again even though I have a few conditions that made insurers refuse me as a customer for several years! And, they cannot charge me more than any other non-smoker my own age!)