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catrose

(5,376 posts)
3. Similar for me but not so sad
Mon Mar 30, 2015, 04:21 PM
Mar 2015

My new doctor, when I told him of back and leg problems, ordered an MRI to find out what was wrong before deciding on a course of action. I tried to make sure that Cigna would cover it but just got bounced around the company with no answer. So I called the imaging place to cancel because I couldn't confirm coverage, and they said it was their job to deal with Cigna and they would accept whatever payment they could negotiate from Cigna; I wouldn't owe anything. So I went ahead.

And Cigna decided that an MRI for years of pain and loss of function was medically unnecessary, that I should have gone to physical therapy or something first. So they paid nothing, as far as I know. Their reasoning makes no medical sense to me nor does Kaiser's. From an accounting standpoint, I suppose it does. Meanwhile, people are suffering and dying.

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0 members have recommended this reply (displayed in chronological order):

This is an awful story. elleng Mar 2015 #1
There are good and bad physicians at every facility, which is why if the patient still_one Mar 2015 #2
If they can afford to pay for it in the first place arcane1 Mar 2015 #4
Doesn't. Matter, it is a persons life that is at stake, and like I said they can always deal with still_one Mar 2015 #11
They'll let you receive the service without paying in advance, out of network? arcane1 Mar 2015 #13
no, you will have to pay for it if insurance doesn't cover it, but you can fight for reimbursement still_one Mar 2015 #15
Ah ok. I see what you're saying. arcane1 Mar 2015 #16
and have the time and persistence to win a battle of attrition with the insurance Doctor_J Mar 2015 #21
True and, especially after this award, elleng Mar 2015 #5
Similar for me but not so sad catrose Mar 2015 #3
Good. Money is all these people understand. RedCappedBandit Mar 2015 #6
I've had Kaiser ins since the 80s procon Mar 2015 #7
It was Kaiser's fault not the doctor. Dont call me Shirley Mar 2015 #18
How in the hell can you be both... Oilwellian Mar 2015 #8
We will never get health care for all Aerows Mar 2015 #9
yeah, i have kaiser too shanti Mar 2015 #10
A colonoscopy is the gold standard, you are correct. For such procedures as colonoscopy, still_one Mar 2015 #14
Acupuncture - Politics of SF Bay Area daredtowork Mar 2015 #12
17 year old girl... Dont call me Shirley Mar 2015 #17
That is a horrible outcome. AtomicKitten Mar 2015 #19
a uniquely American story Doctor_J Mar 2015 #20
But not Kaiser KamaAina Mar 2015 #22
They are no different from any other. They are required by law to pay as little as Doctor_J Mar 2015 #23
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