General Discussion
In reply to the discussion: *** My gofundme Page *** [View all]TorchTheWitch
(11,065 posts)I've thought about this since I first moved to this town with my parents when I was 18 after they sold the house, and there was a woman in our building that bid on foreclosed properties at the sheriff sales for her dad who was in construction who gutted them, fixed them up really nice and sold them for way more money. It always seemed to me the most likely option to ever be in a position to own a house.
Over the years I've come to the conclusion that though I've lived in so many rental places sometimes with crappy neighbors or crappy landlords or crappy properties or places I liked but were sold so I had to move, etc., I don't think I really want to own a house at least not at this stage of my life. Now that I'm getting older I'm starting to really despise winter, and every year in this area they seem to get longer and colder and more miserable. I always thought in the back of my mind that I think I'd like to move farther south eventually. One thing I've always liked about the idea of working as a bartender is that it's the kind of job one can do anywhere whereas when I was working all those years as a legal secretary/paralegal I felt very trapped in this state only knowing the laws and legal procedures, etc. right here... it just wasn't the type of job one could easily transfer to another state.
My life is very uncertain now what with a change of careers, and I like it that being a renter means I don't have the responsibility of maintaining the property where I live or that I can pull up stakes and go somewhere else on quick notice should there be a reason to. I'm only one person, and even in this small house I feel like there's too much to take care of and too much to pay for. Do I even WANT a whole house and yard of the average family size which is pretty much all there is anymore? It doesn't even seem very sensible to own a house when you're only one person.
With the situation that I'm in right now I need to get out and do it fast which just precludes bidding on some cheap foreclosed house that I probably wouldn't end up getting, don't have the skills or finances to put it in order if it needs to be, and don't have anything close to the time it would take to find a worthy property. It's hard enough to find a rental property when you own a large breed dog particularly when you need one fast, but it would also be a hell of a lot harder and far more time consuming to go to the monthly auction where I'd likely be outbid by someone else leaving me completely vulnerable to just getting a roof over my head which is the situation that I'm in right now. For the next place maybe it's something to consider, but right now I'm in a situation where in order to just keep a roof over my head I'm more than likely going to have to take an apartment that's not something I'd even want to stay in once the first year lease is up. I'm not even in a position right now to even be able to figure out what sort of living arrangement I'd be able to afford since I'm starting a career change and one that what you make is entirely dependant and where you work.
But because this has always interested me and sat at the back of my mind since I was a teenager I found the current list of houses for the next auction in my county, and aside from a couple all of them are in towns I wouldn't want to drive through much less live in. For the first time in my life living on this street was like living in the armpit of the city with the worst sorts of people surrounding me which is not a good thing all my itself for anyone's mental health. All my life being single, female, and small I'd always made the decision to financially opt for a smaller place in a nicer area rather than a larger place in a crappy scary one. This little street is like a slice of the worst of all dangerous urban areas plopped down in the middle of a really nice safe town though we pay the same prices as though we lived in a nice area. Though it's gotten a lot better over the years that I've been here what it's done to my psych has rammed it home to me that I never want to subject myself to having to live among people like this ever again.
There's something I don't understand about the list of properties for the next sheriff's sale. There are two financial amounts listed for every property, and I'm guessing that the first and larger number is the amount of the loan that remains yet unpaid, but what is the second far smaller number?
http://www.co.delaware.pa.us/sheriff/list1.pdf