General Discussion

Kalidurga

(14,177 posts)

23. I would be better off finacially...

Sat May 5, 2012, 08:20 PM

May 2012

I would get the house (paid for) we have no debt, because we live like paupers. Oh wait, we are paupers. But, I would take out a second mortgage, fix this dump up and move into an apartment. I don't know how long all that would take though, I would probably need a lot of help. I can't imagine how long it would take me to get over the devastation of having my SO not be around anymore. We have been together 27 years. Anyway I definitely could not live here without him, too many memories.

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If you lost your SO, would you be able to pay off all expenses and still be able to live as you are [View all] demtenjeep May 2012 OP

my health insurance would be way different demtenjeep May 2012 #1

I've always told him that if he is going to die, please do so MissB May 2012 #2

Depending on your ages, ten-year TERM life insurance can be relatively cheap. ProgressiveEconomist May 2012 #3

if something happened to me, I really don't think he would keep the house demtenjeep May 2012 #5

IIRC you don't have to use "mortgage cancellation" insurance proceeds to pay off the mortgage-- ProgressiveEconomist May 2012 #10

One more thing: Life insurance in many states is much cheaper at savings banks ProgressiveEconomist May 2012 #19

Yes Fla_Democrat May 2012 #4

Sadly, I envy both of you yankeepants May 2012 #6

This is what needs to be addressed in congress. To work all your life then lose it all demtenjeep May 2012 #7

Pressure on n/t yankeepants May 2012 #12

That is how single people live. dkf May 2012 #13

exactly. and with a kid or kids it isn't easy either dana_b May 2012 #29

Was just talking about that at lunch today abelenkpe May 2012 #15

No abelenkpe May 2012 #8

We rent a house and own our cars outright (they are older) - TBF May 2012 #35

We would be OK either way. 11 Bravo May 2012 #9

no Egalitarian Thug May 2012 #11

It has changed so much. notadmblnd May 2012 #14

I am sorry demtenjeep May 2012 #16

I have another year and a half and I get my pension, Hopefully things will ease up then. notadmblnd May 2012 #21

Yup... TedBronson May 2012 #17

Yes...but my existence would change radically because.... Tikki May 2012 #18

The house would get paid off... cynatnite May 2012 #20

no...i`d be living with one of my kids or in a single room old folks home madrchsod May 2012 #22

I would be better off finacially... Kalidurga May 2012 #23

I agree with that. Too many memories demtenjeep May 2012 #24

I'd be a crazy person living on someone's sofa. hunter May 2012 #25

i would drastically downsize in a minute. i dont need or want all this space. and i would be able seabeyond May 2012 #26

How would your life change if you lost your SO? Adsos Letter May 2012 #27

I found when I lost my SO two years ago. The Term Life helped bridge things, which SharonAnn May 2012 #34

I don't know. I just hope I go first. femmocrat May 2012 #28

I would miss my lover, money would never be an issue cpamomfromtexas May 2012 #30

I don't have a SO, but if I died there's plenty to take care of my estate. tammywammy May 2012 #31

No - I'd lose pretty much everything within 6 months n/t FreeState May 2012 #32

Haven't got one; I'm on my own. The Velveteen Ocelot May 2012 #33

We have no life insurance, but I think I'd be okay. Blue_In_AK May 2012 #36

We live in Mississippi so cannot be legally married....Our home would go to distant cousins of his... Rowdyboy May 2012 #37

My Wife is the kindest, gentlest, most generous person I've ever met in my life. cherokeeprogressive May 2012 #38

I almost could, I think I'd stay in the house Roselma May 2012 #39

Spam deleted by pinto (MIR Team) patcassidy May 2012 #40