Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

SharonAnn

(14,160 posts)
34. I found when I lost my SO two years ago. The Term Life helped bridge things, which
Sat May 5, 2012, 09:53 PM
May 2012

it was intended to do, but income went way down and costs went way up. Lost his income and have to pay for many services he provided (fixing things, lawn and car maintenance, computer and other technology maintenance, etc.). More demands on my time with no one to share household tasks (I used to do the cooking, grocery shopping, and laundry and he wrote the checks for bills and balanced the accounts).

I'm a professional myself, but still.

I'm capable of doing nearly all these things, but it consumes a lot more of my time just to keep things running and leaves me much less available time for other things.

All this was not a surprise, the surprise was the magnitude of difference in my life. There are still only 24 hours in a day and now there's just me to tend to things.

All this, of course, is just the task-based stuff. The overwhelming grief and learning to deal with things day by day while you slog through the grief is another whole set of things.

Recommendations

0 members have recommended this reply (displayed in chronological order):

my health insurance would be way different demtenjeep May 2012 #1
I've always told him that if he is going to die, please do so MissB May 2012 #2
Depending on your ages, ten-year TERM life insurance can be relatively cheap. ProgressiveEconomist May 2012 #3
if something happened to me, I really don't think he would keep the house demtenjeep May 2012 #5
IIRC you don't have to use "mortgage cancellation" insurance proceeds to pay off the mortgage-- ProgressiveEconomist May 2012 #10
One more thing: Life insurance in many states is much cheaper at savings banks ProgressiveEconomist May 2012 #19
Yes Fla_Democrat May 2012 #4
Sadly, I envy both of you yankeepants May 2012 #6
This is what needs to be addressed in congress. To work all your life then lose it all demtenjeep May 2012 #7
Pressure on n/t yankeepants May 2012 #12
That is how single people live. dkf May 2012 #13
exactly. and with a kid or kids it isn't easy either dana_b May 2012 #29
Was just talking about that at lunch today abelenkpe May 2012 #15
No abelenkpe May 2012 #8
We rent a house and own our cars outright (they are older) - TBF May 2012 #35
We would be OK either way. 11 Bravo May 2012 #9
no Egalitarian Thug May 2012 #11
It has changed so much. notadmblnd May 2012 #14
I am sorry demtenjeep May 2012 #16
I have another year and a half and I get my pension, Hopefully things will ease up then. notadmblnd May 2012 #21
Yup... TedBronson May 2012 #17
Yes...but my existence would change radically because.... Tikki May 2012 #18
The house would get paid off... cynatnite May 2012 #20
no...i`d be living with one of my kids or in a single room old folks home madrchsod May 2012 #22
I would be better off finacially... Kalidurga May 2012 #23
I agree with that. Too many memories demtenjeep May 2012 #24
I'd be a crazy person living on someone's sofa. hunter May 2012 #25
i would drastically downsize in a minute. i dont need or want all this space. and i would be able seabeyond May 2012 #26
How would your life change if you lost your SO? Adsos Letter May 2012 #27
I found when I lost my SO two years ago. The Term Life helped bridge things, which SharonAnn May 2012 #34
I don't know. I just hope I go first. femmocrat May 2012 #28
I would miss my lover, money would never be an issue cpamomfromtexas May 2012 #30
I don't have a SO, but if I died there's plenty to take care of my estate. tammywammy May 2012 #31
No - I'd lose pretty much everything within 6 months n/t FreeState May 2012 #32
Haven't got one; I'm on my own. The Velveteen Ocelot May 2012 #33
We have no life insurance, but I think I'd be okay. Blue_In_AK May 2012 #36
We live in Mississippi so cannot be legally married....Our home would go to distant cousins of his... Rowdyboy May 2012 #37
My Wife is the kindest, gentlest, most generous person I've ever met in my life. cherokeeprogressive May 2012 #38
I almost could, I think I'd stay in the house Roselma May 2012 #39
Spam deleted by pinto (MIR Team) patcassidy May 2012 #40
Latest Discussions»General Discussion»If you lost your SO, woul...»Reply #34