General Discussion

Rowdyboy

(22,057 posts)

37. We live in Mississippi so cannot be legally married....Our home would go to distant cousins of his...

Sat May 5, 2012, 10:59 PM

May 2012

people we have no contact with or interest in. Our garden, which we have built together over 23 years would be gone with the house. I'm beneficiary of his life insurance and all the cd's are in both our names but obviously I couldn't get any social security or state retirement benefit from his estate (he taught public schools for 30 years). Should his cousins choose to sue, they could probably take it all, depending on the jury. And thats even if we were to travel to a state where gay marriage is legal.

Even if they let me keep the house, it would only be temporary. My income alone wouldn't be enough for maintenance on a 110 year old place (2800 square feet). It would eat me alive.

We spend pretty much 24/7 with each other-my life would irreparably shatter should anything happen to Michael. I really have a hard time imagining it.

on edit: I'd live in my car before I gave up our 13 year old Jack Russell. She goes with us regrdless.

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If you lost your SO, would you be able to pay off all expenses and still be able to live as you are [View all] demtenjeep May 2012 OP

my health insurance would be way different demtenjeep May 2012 #1

I've always told him that if he is going to die, please do so MissB May 2012 #2

Depending on your ages, ten-year TERM life insurance can be relatively cheap. ProgressiveEconomist May 2012 #3

if something happened to me, I really don't think he would keep the house demtenjeep May 2012 #5

IIRC you don't have to use "mortgage cancellation" insurance proceeds to pay off the mortgage-- ProgressiveEconomist May 2012 #10

One more thing: Life insurance in many states is much cheaper at savings banks ProgressiveEconomist May 2012 #19

Yes Fla_Democrat May 2012 #4

Sadly, I envy both of you yankeepants May 2012 #6

This is what needs to be addressed in congress. To work all your life then lose it all demtenjeep May 2012 #7

Pressure on n/t yankeepants May 2012 #12

That is how single people live. dkf May 2012 #13

exactly. and with a kid or kids it isn't easy either dana_b May 2012 #29

Was just talking about that at lunch today abelenkpe May 2012 #15

No abelenkpe May 2012 #8

We rent a house and own our cars outright (they are older) - TBF May 2012 #35

We would be OK either way. 11 Bravo May 2012 #9

no Egalitarian Thug May 2012 #11

It has changed so much. notadmblnd May 2012 #14

I am sorry demtenjeep May 2012 #16

I have another year and a half and I get my pension, Hopefully things will ease up then. notadmblnd May 2012 #21

Yup... TedBronson May 2012 #17

Yes...but my existence would change radically because.... Tikki May 2012 #18

The house would get paid off... cynatnite May 2012 #20

no...i`d be living with one of my kids or in a single room old folks home madrchsod May 2012 #22

I would be better off finacially... Kalidurga May 2012 #23

I agree with that. Too many memories demtenjeep May 2012 #24

I'd be a crazy person living on someone's sofa. hunter May 2012 #25

i would drastically downsize in a minute. i dont need or want all this space. and i would be able seabeyond May 2012 #26

How would your life change if you lost your SO? Adsos Letter May 2012 #27

I found when I lost my SO two years ago. The Term Life helped bridge things, which SharonAnn May 2012 #34

I don't know. I just hope I go first. femmocrat May 2012 #28

I would miss my lover, money would never be an issue cpamomfromtexas May 2012 #30

I don't have a SO, but if I died there's plenty to take care of my estate. tammywammy May 2012 #31

No - I'd lose pretty much everything within 6 months n/t FreeState May 2012 #32

Haven't got one; I'm on my own. The Velveteen Ocelot May 2012 #33

We have no life insurance, but I think I'd be okay. Blue_In_AK May 2012 #36

We live in Mississippi so cannot be legally married....Our home would go to distant cousins of his... Rowdyboy May 2012 #37

My Wife is the kindest, gentlest, most generous person I've ever met in my life. cherokeeprogressive May 2012 #38

I almost could, I think I'd stay in the house Roselma May 2012 #39

Spam deleted by pinto (MIR Team) patcassidy May 2012 #40