For those with insurance, what % of your Med. cost do you pay. [View all]

[edhopper]

I seem to pay around 50%, and this is even after my deductible.
I have a few medical conditions, nothing serious, that requires me to see several Drs more than once a year.
Mainly for check-ups, tests and keeping my prescriptions active.

It goes like this, the Dr bills around $500 for exam and tests, the Insurance company says they allowed to charge $300 and then pay $130-150, I am responsible for the rest.
Sometimes it's more, sometimes less, but on the whole I'd say it's around 50%, AFTER the deductible is met.
It's employer based, so I can't change it, and any affordable Obamacare would be more out of pocket.

I am not looking for advice, just moaning and pointing out how screwed up the system we have is.