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In reply to the discussion: Baltimore riots: 'They even took the ATM' – Pakistani shop owner may have lost $100,000 to looters [View all]riderinthestorm
(23,272 posts)lay the fuck off me. I'm not some random whipping post. If you think the NYT hasn't satisfied you sufficiently take it up them.
As for insurance, they could have had it structured any number of different ways including a force majeure clause (which would be common in a high crime rate area). I'm not privy to what they were insured for exactly or not.
My neighbor also owns the same business as I do and carries no workmen's comp or trainer liability insurance. She's a fool but she says she can't afford it. She continues to operate her business despite that so I know firsthand people who make foolish decisions all the time when it comes to insurance.
Like I said, I'm guessing you've never done it before and certainly never done it while poor, since your making assumptions all over the place.
Lastly, as far as the ATM, for me, this story isn't about the goddamn ATM which I'm guessing IS insured by the bank that owns it. That tidbit is just illustrating how open the looting was at the time and is included as part of the story.