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KatyaR

(3,639 posts)
32. You are not alone.
Wed May 16, 2012, 07:44 PM
May 2012

I haven't had a promotion or a decent raise in years. I do fund development work that an accountant should be doing (in the last year I've handled over $5 million in donations) as well as high-level administrative work but only get paid half as much. I'm told that I'm really smart and talented, but there's never any money for me to have a raise, and no overtime or bonuses either. Last year I had to buy a car after my old clunker bit the dust. Car payments and insurance now eat up what little money I had for things like food and clothing. I haven't had a haircut in almost two years, and no new clothes or shoes in almost three. Try finding another job when you're in your mid-50s and look like that.

My employer's moving the HR services to a PEO, I'm sure our insurance costs are going to go up, I don't know how I can afford to pay any more than I am now.

Now my crappy apartment complex is for sale and we're afraid that it's gonna get turned back to the bank and we'll all be out on the streets. If that happens or even if they just raise the rent, I'm done.

Right now I have $80 to my name, and I owe almost $50 to the state for a car tag. No fallback, no savings, and no family to help. I haven't had a vacation since the 80s, hell, I can't even drive across town to see a friend or go to the movies. I go to work, the market, a couple of errands, and that's it. I can't afford a full tank of gas. I haven't been to the movies (and there's a theatre 2 blocks away) in probably four years?

For people who say "you should always save," I say shut the hell up and stay out of my face. The last time I had a job that gave promotions and decent, LIVABLE raises was back in the 80s. Try living on what you made 30 years ago when everything has doubled or tripled in price or more and see how well you do.

And there's no light at the end of the tunnel anymore. Bain Capital bought it and sold it off for a few bucks.

Recommendations

0 members have recommended this reply (displayed in chronological order):

You're not alone by any means Tsiyu May 2012 #1
I started Social Security as soon as I could AnotherDreamWeaver May 2012 #2
Yup underseasurveyor May 2012 #3
oh no--that's so awful renate May 2012 #37
You're not alone. emilyg May 2012 #4
k&r... spanone May 2012 #5
Yep progressoid May 2012 #6
Month-to-month because that's when I get my SS longship May 2012 #7
Yup, me too. RebelOne May 2012 #25
I don't and I never have hfojvt May 2012 #8
That seems at least insensitive... jtuck004 May 2012 #13
He's 100% correct about saving badtoworse May 2012 #22
Oh yeah - the Joe Arpaio Diet Plan - beans and water. jtuck004 May 2012 #24
I don't like seeing anyone in the position you describe. badtoworse May 2012 #27
why are you so mad at his post 4 t 4 May 2012 #33
That's a good question. I think it was the subtle cruelty I read jtuck004 May 2012 #40
From my experience, there was no financial benefit to being in a relationship. I spent more in them. Selatius May 2012 #18
Why should I lend money to crooks... er... um... "save?" hunter May 2012 #49
most Americans live like that. provis99 May 2012 #9
WEEK TO WEEK?? donco May 2012 #10
beat me to it.... concreteblue May 2012 #12
Makes You Wonder Where that light at end of tunnel is. Left Coast2020 May 2012 #11
Oh HELL YES. Millions of us. jtuck004 May 2012 #14
+1000!!! FirstLight May 2012 #16
I live week to week and my mortage and property taxes are about $3000 a month. Walk away May 2012 #15
$3000 a month? Try living on $1000 a month Ichingcarpenter May 2012 #21
I have work very hard all my life to get a little security... Walk away May 2012 #44
I go month to month Rain Mcloud May 2012 #17
I used to, things turned around after I enlisted though. Sirveri May 2012 #19
you are not alone, panader0 Skittles May 2012 #20
no you're not alone Sanity Claws May 2012 #23
been unemployed quinnox May 2012 #26
I hope some work or $ comes your way soon Liberal_in_LA May 2012 #43
Us too. DiverDave May 2012 #28
We've struggled to stay afloat week to week for a while deutsey May 2012 #29
I'm 31 and I'm working paycheck to paycheck - it sucks. Initech May 2012 #30
Of course. I'm 53 and decent jos are scarce notadmblnd May 2012 #31
You are not alone. KatyaR May 2012 #32
my mom always said 4 t 4 May 2012 #34
Obama says things are turning around - and I trust him. Zax2me May 2012 #35
Thirty years of wage stagnation, and you blame Obama. Ikonoklast May 2012 #50
some don't? n/t 2pooped2pop May 2012 #36
Except for a few brief periods, yes I have lived week to week since the early 1980's NNN0LHI May 2012 #38
You're not alone. onestepforward May 2012 #39
We manage to spend 6k a month ileus May 2012 #41
Probably the majority of people live week to week. guardian May 2012 #42
We do! unreadierLizard May 2012 #45
I've been in your situation, and I might be now Lydia Leftcoast May 2012 #46
check with your county if you have not already. SmileyRose May 2012 #47
My money runs out mid month lunatica May 2012 #48
Pretty much treestar May 2012 #51
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