on a permanent foundation. Those are often the easiest and most reasonable way to downsize. In addition, they're very well planned out, easy to live in, easy to maintain. Just have a storm cellar dug if you're in tornado country.
I was lucky, I had the down payment in 1996 when interest rates finally fell and I found a 1946 starter house in one of the worst areas ("The War Zone"
of this city.
A lot of the yuppie barns built here in the 00s were snapped up by out of state speculators and have never been lived in. They never appreciated, either, and some have been so damaged by thieves and vandals they will never be lived in. They are too poorly planned to be turned into multi family dwellings. Most will be bulldozed.
Starter homes haven't been built here for a long time, except as townhouses. Those are better than apartments, but just. The best option I found before interest rates came down was a trailer. I loved that thing and if I could have moved it into town, I would have.
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