As stores upgrade for new microchip cards, mobile payments also making gains

[onehandle]

1. Apple Pay is safer than chip embedded cards.

I use it weekly at a number of retailers and grocery stores.

...corporate security experts, credit card companies and privacy hawks said Apple's plan for consumers to tap their phones or smartwatches against a reader, instead of swiping a plastic card, appears to be more secure than traditional payments systems.

http://www.wsj.com/articles/whys-apples-tap-to-pay-beats-credit-cards-1410394757