My hellacious health care nightmare -- Obamacare has ruined me

[still_one]

42. What does that mean? Is that for just you or your family. What kind of plan is it? With Medicare

Part B, which is for your doctor visits, tests, and other services. Premium costs: Each month you pay a premium of $104.90. If your income is higher than $85,000, you have to pay a higher premium.

A drug plan for the middle tier would cost about 50 dollars a month, plus for non-generics, the out of pocket could be a lot more.

In addition, if you have a supplemental plan, or medigap, the monthly premium for a Plan F would be about 150 dollars. So if someone has Medicare with supplemental for themselves and their spouse for a Plan F, and the middle tier due plan, the monthly costs for the two people would be around 600 dollars a month.

A medicare Advantage plan would have substantially less premium.

That is why I asked what it means in your situation, because even for Medicare, premium costs could be substantially high depending on the plan one chooses, and who is covered under the plan.

Before the ACA, for a healthy individual, with no pre-existing conditions, a PPO would cost on average about 700 to 1000 dollars a month.

For your 300 dollar a month medications, that is a lot. One needs to know more information on your plan's coverage for generics verses non-generic out of pocket expenses, deductibles, etc. You might try GoodRx.com to see if they can offer you better prices. You could research a Canadian pharmacy. Just make sure it is accredited. Consumer reports and other places are good sources to help you determine how to find a legitimate Canadian pharmacy, through google.

If you are paying that kind of premium, you probably do not qualify for subsidies or Medicaid.

Until there is single payer, which doesn't look probable in the near future, there is not much one can do.