General Discussion
In reply to the discussion: My hellacious health care nightmare -- Obamacare has ruined me [View all]truedelphi
(32,324 posts)People and that the phone lines present a horrendous challenge to anyone seeking to get anywhere with the ACA and California covered health insurance exchange.
And even should you enroll, you then find out that everyone else and their brother has also enrolled.
I have many friends who were big fans of the ACA, until they discovered what it means that some 1.2 million people were added to the Calif. insurance rolls, without any additional doctors, nurses, physical therapists etc.
So now people who used to be seen by their doctor within three weeks are waiting five weeks.
There is also the cost factor. As Morgan Spurlock points out, the ACA doesn't work well for the self employed. We are expected to predict what our gross income will be, for the coming year, and then we are penalized if we end up making more money than we predicted.
The ACA works out best for people who work at companies big enough to pay for part of the insurance premium expenses. Those people also have the advantage that since their employer is paying out Big Bucks, they can turn to their employer if the situation they are in is poorly handled with regards to treatment or expense. And those employed by others do not have to get out their crystal ball with regards as to how much they will make the following year, so they don't need to worry about penalties.
Those of us who are self employed pay our whole premiums, and those premiums have gone up. My mechanic is now paying some $ 250 a month more than he was before the ACA passed.
And then the issue that most concerns me is that health care in California is a very sad and very deliberately mismanaged situation. You pay a ton to be insured, but what passes for health care in this state is pathetic.