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In reply to the discussion: My hellacious health care nightmare -- Obamacare has ruined me [View all]Liberty Belle
(9,705 posts)When I was a kid, Dad worked for General Dynamics for 30 years. The family's entire healthcare was fully paid - no deductible, no premium, never cost anything to go to a doctor. What a sad change of affairs in CA now.
Part of the problem was letting hospitals go for-profit. They used to all be nonprofit in CA.
The lack of cost controls as others here have noted is a big issue. I don't know if other states impose cost controls but CA sure ought to.
You're right about the self-employment problem, too. That's also an issue for me. I occasionally do some freelance work, some years a lot, some years almost none. There is no way to predict this. you are supposed to report every income change to the ACA but it's almost impossible to get through on the phones - you have to hold forever, and that alone is very frustrating.