My hellacious health care nightmare -- Obamacare has ruined me

[WillowTree]

173. The OP has said repeatedly.......

.......that they didn't qualify for a subsidy when her husband was first laid off because the eligibility for subsidies doesn't just look at your current income, but at your income for the last year. Based on that they may not even get a substantial subsidy when they hit open enrollment in January depending on how long he's been out of work and how much he was making before.

You're also making some largely unsubstantiated assumptions about her previous plan and what would or would not have happened with that, but that's pretty much moot at this point. That was then and this is now.

Not to mention the fact that untold numbers of people have lost their homes due to unpaid medical bills "that aren't terminal illnesses". That's not a big stretch at all if there's a long delay getting the insurance carrier for the truck to take responsibility and start paying her bills.