My hellacious health care nightmare -- Obamacare has ruined me

[Liberty Belle]

211. I didn't know contracted specialists were far away.

The clinic that my plan supposedly is through is about 2 miles from my house. They USED to have an orthopedist out here when I signed up but he retired and they didn't replace him.

I wanted a plan through another group at a hospital close by but on the last day I could sign up for the ACA, that group had a dispute with the ACA and was not available. It is now, once I make it to open enrollment, I can change to that one.

"Least" expensive plan is not true. There were cheaper plans. I thought a "silver" plan was good, better and more expensive than bronze. I couldn't afford gold and couldn't really afford silver but had no other real choice.

But the problems began before the accident. We'd been fighting for several weeks to get my premium reduced on the ACA after my husband lost his job, but the ACA refused. They also refused to let me add him onto the ACA at a subsidized rate, basing all that on the prior year's salary. Again, these problems all arose BEFORE the accident. We are being charged 75% of our total household income for healthcare.

So even with no accident, we would be in a lot of trouble.

I don't know about a big refund though.....I sure hope you are right on that point!