General Discussion

SHRED

(28,136 posts) Sun Nov 1, 2015, 11:32 PM Nov 2015

We simply cannot settle for the ACA [View all]

It's still way too damn expensive for those of us in the individual marketplace.

Our scenario for my wife and I:

We are 59 and 56.
Live in California.
Annual AGI of approximately $55K.
We are enrolled in the Blue Shield Silver plan which still lacks big time in what it covers and pays for.

I underestimated my income for this last year so I expect to owe about $1,200.
Currently our premium is $455.33 per month and like I said that will go up a lot since I underestimated.

In the richest nation on the planet this is truly unacceptable!

Single-Payer NOW!

68 replies

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Highlight:

We simply cannot settle for the ACA [View all] SHRED Nov 2015 OP

Single payer now! PatrickforO Nov 2015 #1

take a look at what you would have to pay if your AGI was $64,000 antigop Nov 2015 #2

I know SHRED Nov 2015 #3

yep. No subsidies if your AGI is over 400% FPL. And older people get nailed. antigop Nov 2015 #4

19% of your MAGI would be going solely to premiums antigop Nov 2015 #7

I don't think even Obama has asked us to "settle" for the ACA as it is. And he probably supports kelliekat44 Nov 2015 #5

He didn't even allow a Single-Payer "debate" SHRED Nov 2015 #6

See Eridani's #19 below. nt stevenleser Nov 2015 #59

He's not interested in a better offer Hydra Nov 2015 #9

In a Rahm like fashion. merrily Nov 2015 #36

The excuses have to stop Cal Carpenter Nov 2015 #46

+1 area51 Nov 2015 #67

I'm afraid the fan club is now dug in on this boondoggle. Doctor_J Nov 2015 #8

sad, the number of people who could not see that coming Skittles Nov 2015 #29

I'm getting a 50% increase next year Hydra Nov 2015 #10

Ugh SHRED Nov 2015 #14

Yes, I'm afraid of getting my subsidy halved if I make more too Hydra Nov 2015 #17

That's all the Conservative Dems are going to offer. Vote for a true progressive that rhett o rick Nov 2015 #11

Medicare kind of sucks too. nt BreakfastClub Nov 2015 #16

Single payer would eliminate all deductibles and use drug price negotiation to lowr costs eridani Nov 2015 #21

Compared to what? merrily Nov 2015 #37

But much more easy to improve than for-profit insurance vampires n/t arcane1 Nov 2015 #51

I honestly believe that the ACA will eventually lead us SheilaT Nov 2015 #12

It won't if we elect a Conservative. nm rhett o rick Nov 2015 #18

Such as Hillary. SheilaT Nov 2015 #33

Oh and I forgot... SHRED Nov 2015 #13

Hillary was right. Everything she said in '08 about Obama and healthcare BreakfastClub Nov 2015 #15

Agreed. Thought Obama was better on the war issue and Clinton better on health care eridani Nov 2015 #20

The ACA allows states to implement single payer eridani Nov 2015 #19

Agree. We are not going to get the House plus 60 liberal Senators plus the Oval office all at once. merrily Nov 2015 #35

Yes realistically the earliest would be davidpdx Nov 2015 #57

Maybe, if Republicans don't get to do the 2020 census-related re-districting again; and there is a merrily Nov 2015 #58

If we get states to implement single payer, we need to be sure that we have reduced medical stillwaiting Nov 2015 #41

Well, Vermont couldn't figure it out. A small state where the challenges would be much stevenleser Nov 2015 #61

The French system is 100% government controlled. However, copays are 30%, which is-- eridani Nov 2015 #66

Without the ACA, I'd be dead now shenmue Nov 2015 #22

Doesn't chance the fact that the ACA could be improved on, though. Scootaloo Nov 2015 #27

It has helped a lot of people. That is no reason to leave the rest behind. n/t eridani Nov 2015 #40

me, too. Either that or I would have lost my house and retirement $ I worked for all my life wordpix Nov 2015 #54

I agree, it's too freaking expensive for a middle class salary flamingdem Nov 2015 #23

How does it compare to the cost for middle class families passiveporcupine Nov 2015 #25

Similar I think, every case is different flamingdem Nov 2015 #28

It is way, way cheaper now if you have any kind of preexisting condition pnwmom Nov 2015 #32

True, but I think the middle class is bearing the costs flamingdem Nov 2015 #44

The middle class is full of people with preexisting conditions. These were real people pnwmom Nov 2015 #45

400 percent of FPL is 40 something thousand a year - updated with figure flamingdem Nov 2015 #47

Get rid of the bankster middle men, AKA insurance companies ErikJ Nov 2015 #24

read my post 53 about insurance fraudsters wordpix Nov 2015 #55

A for profit health care system zentrum Nov 2015 #26

IT WAS NEVER INTENDED TO BE THE FINAL ANSWER. ELECT DEMS TO CONGRESS, F'GODS SAKE. Hekate Nov 2015 #30

How soon do you think we will have the House, 60 or more liberal Senators plus the WH, merrily Nov 2015 #38

As soon as Democrats are as motivated at midterm elections as they are at presidential ones Hekate Nov 2015 #48

Before 2008, it had not happened in a long time. I think it will be a long, long time before it merrily Nov 2015 #49

Agreed! PoliticalMalcontent Nov 2015 #31

I support single payer, but without a progressive Congress it won't happen davidpdx Nov 2015 #34

Please see Reply 19. merrily Nov 2015 #39

In far too many instances we are not even mounting effective challengers to the Establishment stillwaiting Nov 2015 #43

Yep davidpdx Nov 2015 #56

For the same coverage mine is cheaper next year. B Calm Nov 2015 #42

Remember, Obama told us that he would pass this and fix it later. Still waiting for the later! grahamhgreen Nov 2015 #50

Why are you waiting? It's obvious Republican congress won't pass anything. stevenleser Nov 2015 #62

And he's got to shoot off his pop gun in Syria! grahamhgreen Nov 2015 #63

Hey, if non-sequiturs are your thing, let's discuss sno-cone machines too. nt stevenleser Nov 2015 #64

He's too busy to fight the scary Republicans, cuz, as you say, he can't beat em, OTOH, grahamhgreen Nov 2015 #65

If you don't have the numbers, you don't have the numbers. It's not rocket science. stevenleser Nov 2015 #68

Mine went up from $418/mo to $552/mo., up 32% progree Nov 2015 #52

it's DISGUSTING how insurance companies' "allowed charges" have nothing to do w/reality wordpix Nov 2015 #53

The ACA was/is not perfect by any means Proud Liberal Dem Nov 2015 #60