General Discussion

TM99

(8,352 posts)

2. This was predicted as a possible

Tue Nov 17, 2015, 07:57 AM

Nov 2015

very negative outcome of the ACA.

It is proving to be true.

My partner has simply not purchased a plan because being self-employed the costs for a Bronze plan PLUS the high deductibles are such that she might as well just pay out of pocket. She has no medical issues but does get yearly physicals, pap smears, and such which she can do for a fraction of the cost out of pocket at the medical clinic attached to the naturopathic medical school here in Tempe.

But heaven's forbid if she needs emergent care or develops a chronic or life-threatening illness.

Health care should not be a gamble. And it pisses me off that we are one of the few if only major world economies that has its citizens weighing costs over care.

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Many Say High Deductibles Make Their Health Law Insurance All but Useless [View all] eridani Nov 2015 OP

A plan that is paid for but isn't used is pure profit n2doc Nov 2015 #1

Or you know, "insurance." rjsquirrel Nov 2015 #4

I understand what you say and it certainly is true. pangaia Nov 2015 #11

It was and is, the ultimate goal. SammyWinstonJack Nov 2015 #5

Not really SickOfTheOnePct Nov 2015 #37

Given that ACA put in requirements an insurance company has to pay out to customers mythology Nov 2015 #38

But not to the people paying n2doc Nov 2015 #43

Your first statement is simply not true SickOfTheOnePct Nov 2015 #44

The OP-linked article says you are wrong n2doc Nov 2015 #45

I saw nothing in that article that refutes anything I said n/t SickOfTheOnePct Nov 2015 #46

Of course you don't n2doc Nov 2015 #47

That's a valid complaint, no doubt SickOfTheOnePct Nov 2015 #50

This was predicted as a possible TM99 Nov 2015 #2

We *love* our high deductible plan rjsquirrel Nov 2015 #3

Morever, hospitals discharge early with "instructions for home care." WinkyDink Nov 2015 #6

Our company's Capital Blue Cross deductible has doubled to $3,000. Co-pays doubling too. Number9Dream Nov 2015 #7

This message was self-deleted by its author IHateTheGOP Nov 2015 #8

how to have insurance with out having insurance dembotoz Nov 2015 #9

Medicare part E (for everybody!) Omaha Steve Nov 2015 #10

Medicare has deductibles and co pays dsc Nov 2015 #12

Medicare has a $12,000 a year or more deductible? Omaha Steve Nov 2015 #13

From your own graphic dsc Nov 2015 #14

Look at the COST & deductable difference for our area on the cheapest plans Omaha Steve Nov 2015 #16

these are for families of four dsc Nov 2015 #17

The Obamacare quote was just Marta & I both age 59, non smoker, not pregnant Omaha Steve Nov 2015 #21

the amount paid may be for two dsc Nov 2015 #23

Point taken Omaha Steve Nov 2015 #25

Medicare ain't all that good fasttense Nov 2015 #15

Single payer Medicare would eliminate deductibles entirely eridani Nov 2015 #48

I totally agree with this sentiment. Our insurance is worthless. Atman Nov 2015 #18

We Americans are hard to please. elias49 Nov 2015 #19

Funny you should say that since 'we Americans' are pretty much Cal Carpenter Nov 2015 #20

that just isn't true dsc Nov 2015 #24

It is true zipplewrath Nov 2015 #27

UK doesn't have single payer, but NHS, the government employes the doctors and hospitals are... Humanist_Activist Nov 2015 #30

Though oddly enough, the two countries who most recently implemented universal health care-- eridani Nov 2015 #49

yeah, we just want what everyone else in the world has Doctor_J Nov 2015 #33

Really. It's bitch, bitch bitch with us. elias49 Nov 2015 #34

what is wrong with you? Skittles Nov 2015 #41

I alway choose the highest deductable option. FLPanhandle Nov 2015 #22

Spoken like a person with a house and savings. peace13 Nov 2015 #52

Hyperbole. All things being equal, of course we'd prefer low (or no) deductibles and copays. lumberjack_jeff Nov 2015 #26

Yes we did zipplewrath Nov 2015 #28

Missing a day of wages Runningdawg Nov 2015 #29

A True Example of American Exceptionalism colsohlibgal Nov 2015 #31

self employed agnostic102 Nov 2015 #32

Fucking duh. theaocp Nov 2015 #35

K & R Duppers Nov 2015 #36

Kick for the night crew, n/t area51 Nov 2015 #39

aw gee, who could have seen that coming? Skittles Nov 2015 #40

Mission Accomplished Fumesucker Nov 2015 #42

Who could have ever guessed? Erich Bloodaxe BSN Nov 2015 #51

People buy Medicare supplement plans Freddie Nov 2015 #53