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In reply to the discussion: Many Say High Deductibles Make Their Health Law Insurance All but Useless [View all]zipplewrath
(16,646 posts)28. Yes we did
But prior to the law, you didn't have access to the free checkup that detected whatever it is that you're seeing the doctor for now. Left untreated, prior to 2014 that illness became a crisis that resulted in bankruptcy.
Yes, I did have access to that. The model that the ACA used to create this feature (which is now federally mandated) existed in many plans prior to the ACA. My plan prior to the ACA look much like the "Gold" plans now being sold. It was very close to being a "Cadillac" plan.
And people are still going bankrupt from illness, however there are fewer.
And I'm not sure how you get from 5-7% to an "order of magnitude". Do you even know what that means?
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Many Say High Deductibles Make Their Health Law Insurance All but Useless [View all]
eridani
Nov 2015
OP
Given that ACA put in requirements an insurance company has to pay out to customers
mythology
Nov 2015
#38
Our company's Capital Blue Cross deductible has doubled to $3,000. Co-pays doubling too.
Number9Dream
Nov 2015
#7
Look at the COST & deductable difference for our area on the cheapest plans
Omaha Steve
Nov 2015
#16
The Obamacare quote was just Marta & I both age 59, non smoker, not pregnant
Omaha Steve
Nov 2015
#21
UK doesn't have single payer, but NHS, the government employes the doctors and hospitals are...
Humanist_Activist
Nov 2015
#30
Though oddly enough, the two countries who most recently implemented universal health care--
eridani
Nov 2015
#49
Hyperbole. All things being equal, of course we'd prefer low (or no) deductibles and copays.
lumberjack_jeff
Nov 2015
#26