General Discussion

2naSalit

(102,896 posts)

79. I don't qualify for either

Fri Nov 20, 2015, 03:14 AM

Nov 2015

the subsidies or the actual plans because I either made too much this year or I can't afford ins. that costs 20% more/month than my other living expenses combined. And I got some pile of stuff in the mail telling me that because I won't agree to let the "system" approach my 88 yo mother for my premiums should I not be able to pay them or some shit. I don't see why they need to monitor all my personal bank accts and personal expenses and then have my permission to harass my mother if something doesn't match up. Sounds like a new way to extort money from the poor. And because I can't get any affordable care, there will be some exorbitant amount of my income tax refund taken away so I can be even more destitute this coming spring/summer. Just lovin' it y'all. From where I sit, the ACA looks like another giveaway to the medical industrial complex, always has. Until it's single payer, I can't afford to participate.

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ACA is in trouble and could be on course for a death spiral [View all] hill2016 Nov 2015 OP

Actually, you just repeated a bunch of pro-insurance company RW memes about the ACA like FSogol Nov 2015 #1

did hill2016 Nov 2015 #3

Besides the Wall St Journal article you posted being nothing but bullshit? FSogol Nov 2015 #5

the thing about facts is hill2016 Nov 2015 #6

Yes to some, 23 million more insured people is the worst thing in the world. FSogol Nov 2015 #11

like I said hill2016 Nov 2015 #22

The required benefits are the same whether offered on the exchange or not jberryhill Nov 2015 #26

not hill2016 Nov 2015 #32

Hobby Lobby begs to differ with you jberryhill Nov 2015 #33

it's a different part of the law hill2016 Nov 2015 #43

If you are going to sell something and call it "health insurance" jberryhill Nov 2015 #47

well hill2016 Nov 2015 #49

Careful zipplewrath Nov 2015 #40

well hill2016 Nov 2015 #45

The co-op thing is about cash flow zipplewrath Nov 2015 #50

so hill2016 Nov 2015 #55

Depends upon how you define "improve" zipplewrath Nov 2015 #63

But we can't even get Congress to get rid of the 20% doctor markup Recursion Nov 2015 #86

Perhaps, but the ACA is pretty pro-insurance company on its own. marmar Nov 2015 #16

Yes, it is terrible when the uninsured get insurance, or when kids can stay on their FSogol Nov 2015 #17

And who said it was terrible? marmar Nov 2015 #18

I don't qualify for either 2naSalit Nov 2015 #79

My premium is $50 cheaper a month this year. ScreamingMeemie Nov 2015 #2

Good for you. bigwillq Nov 2015 #7

I don't love it either, but it is what we have. It's better than the $1400/month ScreamingMeemie Nov 2015 #10

Mine will be cheaper next year than this Maeve Nov 2015 #12

Ours is going up $450/month. City Lights Nov 2015 #19

My insurance went up $6 a month. JoePhilly Nov 2015 #4

Mine went from $1,200 per month to... meaculpa2011 Nov 2015 #8

... SammyWinstonJack Nov 2015 #9

How are you being asked to pay more than 9.5% of your income? (nt) Recursion Nov 2015 #65

The 9.56% rule is for employer... meaculpa2011 Nov 2015 #83

You're above 400% of the FPL? Recursion Nov 2015 #84

Yeah. I think the number in New York... meaculpa2011 Nov 2015 #85

The median household income in NYC is about $51K Recursion Nov 2015 #87

Believe me, I'm not crying... meaculpa2011 Nov 2015 #89

Murdock says what? edhopper Nov 2015 #13

Congress could not kill it even after 50 tries! The $COTUS had to leave it be. Rex Nov 2015 #14

1. Rising rates, but, no mention of rebates. 2. Profits down, but, down to what? 3. ... Festivito Nov 2015 #15

Some facts & analysis from NBER & HHS, via Naked Capitalism magical thyme Nov 2015 #20

So why do you think young people would be willing to pay more in taxes pnwmom Nov 2015 #21

I really think hill2016 Nov 2015 #24

I think most of them are assuming it wouldn't cost them much. pnwmom Nov 2015 #25

This ^^^^^^^ treestar Nov 2015 #56

Because a tax based system spreads the costs more widely. Xithras Nov 2015 #61

Does it? Mitt Romney and Warren Buffet pay a lower tax rate than I do Recursion Nov 2015 #66

Yes, I think they would davidpdx Nov 2015 #80

My son has an ACA plan and he's been very happy with it. pnwmom Nov 2015 #82

Honestly I can't answer that one davidpdx Nov 2015 #93

It IS the right thing to do. pnwmom Nov 2015 #94

One way to frame it for them is to ask them how they feel knowing they won't have davidpdx Nov 2015 #95

UnitedHealth warns it may exit Obamacare plans TampaAnimusVortex Nov 2015 #23

Maybe if the CEO didn't take a 102 million dollar payout in 2010, they wouldn't have an issue still_one Nov 2015 #30

both statements can be true hill2016 Nov 2015 #34

No, they have been badly managed even before the ACA. Wise and other rating agencies have rated still_one Nov 2015 #35

so if they are badly managed before ACA hill2016 Nov 2015 #37

they are turning a profit, it just isn't a large as was estimated, but it is still huge. Even if still_one Nov 2015 #38

They still need offsetting losses from other plans jberryhill Nov 2015 #48

That's absurd; a bonus of 0.1% of market cap is not what causes their financial problems Recursion Nov 2015 #67

Fuck UHC. They wait until the 89th day to pay things that are due on day 90. X_Digger Nov 2015 #75

I am not sure if this is the way for the insurance companies to bargin or not, but I would pretty still_one Nov 2015 #27

At this point, what we need is a Congress that will act to fix problems in the ACA... Agnosticsherbet Nov 2015 #28

I don't think Rupert Murdoch's WSJ is a good source for the status of the ACA. Todays_Illusion Nov 2015 #29

As the penalties ratchet up, more healthy people will join taught_me_patience Nov 2015 #31

penalties can be avoided easily hill2016 Nov 2015 #36

Not really.. virginia mountainman Nov 2015 #76

the insurance & drug lobbies are NOT going to let ACA die Doctor_J Nov 2015 #39

don't know what you googled, or when, but this is what simple "aca" yielded for news just now: magical thyme Nov 2015 #54

We were told our non-ACA HMO premiums are rising 40% next year nt Laura PourMeADrink Nov 2015 #41

Thanks for your concern and tabasco Nov 2015 #42

i know you didn't take a position on aca vs sp, restorefreedom Nov 2015 #44

My DW attended a conference last month of Virginia FQHCs ileus Nov 2015 #46

Michigan has a decent expanded medicaid program that is Purveyor Nov 2015 #51

I hear this all the time from ACA opponents, and it makes me wonder onenote Nov 2015 #52

The Wall Street Urinal is a Murdoch rag. They hate the ACA and slant their coverage of anything madinmaryland Nov 2015 #53

facts are facts hill2016 Nov 2015 #74

Mine went up 23% treestar Nov 2015 #57

more facts: CMS determined to make full ACA fallback payments magical thyme Nov 2015 #58

it means hill2016 Nov 2015 #59

I don't trust the Wall Street Journal on Politics nt BootinUp Nov 2015 #60

this isn't politics hill2016 Nov 2015 #68

Financial analysis with a pretty clear set of political implications. Warren DeMontague Nov 2015 #73

"...forces the mainly young/healthy/male to subsidize ..."..hahahahahaha SoCalDem Nov 2015 #62

ok hill2016 Nov 2015 #69

here's an article you might be interested in hill2016 Nov 2015 #71

"young/healthy/male to subsidize the old/sick/female". ARE THERE NO OLD/SICK/MEN???????????????????? WinkyDink Nov 2015 #64

insurance hill2016 Nov 2015 #70

The WSJ was also the source of that absurd assertion that "Sanders' Plan will cost 17 Trillion" Warren DeMontague Nov 2015 #72

If it dies it will be directly the result of not having a public option. yourout Nov 2015 #77

My premiums rose on average 7-1/2% per year, every year cheapdate Nov 2015 #78

This "old/sick/female" on social security is paying almost $900 a month Contrary1 Nov 2015 #81

Horseshit. 6000eliot Nov 2015 #88

"UnitedHealth's Warning Shows How Medicaid Is Taking Over Obamacare" ecstatic Nov 2015 #90

Some of the Medicaid HMO's are horrible GusBob Nov 2015 #92

Kick Omaha Steve Nov 2015 #91

"Health Insurers Struggle to Profit From ACA Plans" oh, boo hoo. lindysalsagal Nov 2015 #96