General Discussion

Fumesucker

(45,851 posts)

2. I just did it last month..

Reply to Horse with no Name (Original post)

Mon May 28, 2012, 01:31 PM

May 2012

Of course I was long term unemployed and not just underemployed..

I was told while at the SS office that at 65 there is another program that can possibly increase my benefits, SSI for the aged..

Edit history

Please sign in to view edit histories.

Recommendations

0 members have recommended this reply (displayed in chronological order):

51 replies

= new reply since forum marked as read

Highlight:

On Social Security benefits..if you were 62 and were underemployed [View all] Horse with no Name May 2012 OP

Wait thelordofhell May 2012 #1

I just did it last month.. Fumesucker May 2012 #2

I did it. MineralMan May 2012 #3

It isn't for me but for a family member Horse with no Name May 2012 #6

In that case, it may not make sense. MineralMan May 2012 #7

Just to make sure I have this right Horse with no Name May 2012 #20

I can't answer that exactly. MineralMan May 2012 #25

It's gross income Glitterati May 2012 #38

23K is next to nothing? hfojvt May 2012 #27

I'm guessing you missed the part where he brings home $480 every two weeks Horse with no Name May 2012 #32

Retiring at 62 makes for a smaller check than he would get at full retirement age FarCenter May 2012 #36

thanks for this far center^^^^ irisblue May 2012 #45

I would do it in a heartbeat. Demit May 2012 #4

This is the correct answer. Ikonoklast May 2012 #8

More money doesn't win you anything. The answer lies in quality of life and that means enough money. valerief May 2012 #14

More money today means a great deal if you need it. Ikonoklast May 2012 #21

yes...Very true. Horse with no Name May 2012 #26

Uh, the point was more money if you don't need doesn't win you anything. valerief May 2012 #47

Good point about life expectancy. MineralMan May 2012 #9

I did precisely that in 2010 longship May 2012 #5

I will probably have to 3 years hence. nt Wounded Bear May 2012 #10

My husband turned 62 abolugi May 2012 #11

Early SS will likely be the only income for me since 2008. LiberalEsto May 2012 #12

I'll be 62 in Sept and I'm going for it. panader0 May 2012 #13

The SSA sees your annual income as you report it in your taxes. MineralMan May 2012 #17

That's exactly what I plan to do in another five months or so. Buns_of_Fire May 2012 #15

Go for it. hobbit709 May 2012 #16

There was a study that said the earlier you retire, the longer you live CreekDog May 2012 #18

Yes. Honeycombe8 May 2012 #19

I did that in 2010 Greybnk48 May 2012 #22

You say you are underemployed. Would you quit your present job? Does present job have any benefits? retread May 2012 #23

I was a high school teacher... Bigmack May 2012 #24

"Take the money and run" Buns_of_Fire May 2012 #29

I waited, but when I retired at 65 I was making the highest salary of my CTyankee May 2012 #28

It's good to hear other people's opinion on this PlanetBev May 2012 #30

It starts at 66 for people born a few years on either side of 1950 Lydia Leftcoast May 2012 #31

I could have started collecting a year ago, but my monthly benefit would be $0.00. bornskeptic May 2012 #33

I took early Soc sec. dixiegrrrrl May 2012 #34

So can you get Medicare once you start getting SS or do you have to wait? n/t Horse with no Name May 2012 #35

Medicare is separate from and unrelated to SS. The Velveteen Ocelot May 2012 #37

Thanks! n/t Horse with no Name May 2012 #40

Also note that his Medicare Part B premium will be deducted from his SS check beginning at age 65. FarCenter May 2012 #46

Medicare usually licks in at age 65. dixiegrrrrl May 2012 #41

If you're getting social security disability at 62, it takes one year after the date of aint_no_life_nowhere May 2012 #43

25% less ...nope. I will work to 65 ...maybe 70 if I still have good health. L0oniX May 2012 #39

absolutely magical thyme May 2012 #42

So many considerations... dkf May 2012 #44

This Might be Helpful !!! WillyT May 2012 #48

Excellent sites. According to the SS site, I can't receive ANY benefits before age 65.... Honeycombe8 May 2012 #51

If you have to do it then you have to do it. former9thward May 2012 #49

Fortunately, I was employed and started collecting Social Security benefits at 65. n/t RebelOne May 2012 #50