On Social Security benefits..if you were 62 and were underemployed

[valerief]

14. More money doesn't win you anything. The answer lies in quality of life and that means enough money.

Issues:
> Normal living expenses until end of life, whenever that is.
> Cost of health care between 62 and 65
> Stress of not-working vs. stress of working
> Costs when health issues affect normal living

What are the nickel-and-dimers controlling our lives going to do to affect our living expenses? Will energy costs be out-of-hand? Will we need to set aside exorbitant amounts of money for water? Food? Will property taxes become unafforable? Rent? We don't know these things, and it's hard to budget for them.

How will you spend ages 62 through 65? If it's worth not saving up a bit of money you probably won't need, because (a) you'll already have enough or (b) you'll never have enough anyway and if you'll get enjoyment from not working, then go for it!