General Discussion
In reply to the discussion: The stunning truth about healthcare pricing [View all]dotymed
(5,610 posts)In my experience it has been just the opposite. I have had pretty good insurance (expensive) and I have been disgusted reading the bills. The Dr. and hospital have had (it may have recently changed) agreements that the insurance company would be charged a fraction of what the original charges are (pre-arranged discounts for insurance companies). I was often upset because since I had insurance, the procedure(s) were less expensive for the insurance companies and myself. I know people who do not have insurance and could not afford the same procedure because they did not get the (often enormous) discounts that the insurance company got. Of course, I had to pay my deductible and co-pay, but it was always discounted because of my PPO.
The last year or so, I have noticed that the insurance discounts have not been as high.
If "they" are now charging uninsured people less money, I am all for it. Let the insurance companies pay a larger percentage of the inflated prices! I know my costs will increase accordingly (and I cannot afford it) but if indigent people are getting discounted treatment, I am all for it.