Higher deductibles do NOT lead to more careful "shopping"

[Monk06]

11. Deductibles are designed to provide a period of 100% profit until a claim is made and then the

'enrollee' is priced out or denied ensurance outright.

It's a shell game. three card monti, ring toss at a carni sideshow

Fraud pure and simple

Until single payer run federally is instituted, the US does not have a modern health insurance system.

The insurance industry must be cut out of the medical insurance business for basic care, cronic healthcare and surgery just like the UK and Canada. The private market can have the breast enlargments and face jobs