General Discussion

WillowTree

(5,348 posts)

30. No, what's wrong is.......

Thu Feb 4, 2016, 10:10 AM

Feb 2016

.......that some people are waiting until they get sick to enroll and then stop paying premiums as soon as they get well. That's exactly the same as if someone waited until their house was on fire and then bought homeowners insurance expecting it to pay to rebuild and then cancelling the policy as soon as the new house is up. That's not how insurance works and, like it or not, until and unless Congress actually comes up with a single payer plan, insurance is what we're stuck with. It's in no one's best interest to put the insurance companies out of business before there's something to replace that system in place.

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Insurance companies losing money on ACA [View all] eridani Feb 2016 OP

Yep. Because providers aren't losing money. Recursion Feb 2016 #1

Under single payer, providers will have to negotiate eridani Feb 2016 #2

So you say. Hasn't worked for either with Medicare yet. Recursion Feb 2016 #3

Then why are doctors always grousing about Medicare payment rates? n/t eridani Feb 2016 #5

Good question. They're being overpayed by 20% by the law Recursion Feb 2016 #10

IOW, government sets the rates eridani Feb 2016 #11

Government sets the rate and then is *TERRIFIED* to stick to it Recursion Feb 2016 #14

That is no reason not to fight for health care as a human right. n/t eridani Feb 2016 #17

I agree. It's a reason to fight against single payer as the mechanism to achieve it (nt) Recursion Feb 2016 #18

Singel payer is the best way to achieve universal health care eridani Feb 2016 #32

Asserting that over and over doesn't make it true Recursion Feb 2016 #33

They do nothing of the sort. Wherever private insurance is involved-- eridani Feb 2016 #34

Right, which is a "multi-payer global budget system", rather than single payer Recursion Feb 2016 #35

Government dictating the parameters of health care financing is single payer eridani Feb 2016 #36

You can't just make up what words mean! "Single payer" says it all right there: one entity pays. Recursion Feb 2016 #37

IMO the way to get any kind of oversight is to start out insisting on single payer eridani Feb 2016 #38

That's because Congress (Repubs to be specific) made it illegal for Medicare to negotiate block Hoppy Feb 2016 #19

And you don't think that would continue with single payer? (nt) Recursion Feb 2016 #23

Depends --- If Hillary is Pres, forget about it. Hoppy Feb 2016 #24

Fair point Recursion Feb 2016 #25

Sorry. Don't Believe It ProfessorGAC Feb 2016 #4

That may be true, but the bottom line is still that they really hate-- eridani Feb 2016 #7

No Debate On That Point ProfessorGAC Feb 2016 #8

Mandated systems only work if the mandate has teeth. The problem with the ACA was the penalty... PoliticAverse Feb 2016 #6

Losing more money or making less of a profit, but still making 20% profits B Calm Feb 2016 #9

+1000. closeupready Feb 2016 #12

As I understood the OP, it was only ACA plans cutting into the bottom line eridani Feb 2016 #13

Where do you get "20% profits"? WillowTree Feb 2016 #27

So those high CEO salaries are the reason they want to change it to 60/40 instead of 80/20, got it! B Calm Feb 2016 #29

The point was that your reference to "20% profits" was inaccurate as things now stand. WillowTree Feb 2016 #31

Is that true? Drahthaardogs Feb 2016 #40

ACA requires heath insurers to spend 80% on health care. B Calm Feb 2016 #42

Translation: the CEO could only get a $5 million bonus, not a $10 million bonus. Vinca Feb 2016 #15

Are they begging for a Public Option? WhaTHellsgoingonhere Feb 2016 #16

What's going wrong is that moochers are getting sick. Hoppy Feb 2016 #20

No, what's wrong is....... WillowTree Feb 2016 #30

Establish a public option.... Adrahil Feb 2016 #21

or perhaps mercuryblues Feb 2016 #22

Elect Democrats to the House and Senate and give them the Legislative Agenda. Agnosticsherbet Feb 2016 #26

More like they are whining that they can't make more than 20% profit as ACA dictates and B Calm Feb 2016 #28

Fucking leeches! smirkymonkey Feb 2016 #39

This has been all over the news here in NC. The mandate must have real teeth for the idea to work Lee-Lee Feb 2016 #41

Yeah, in jail they'll get health care anyway and it won't cost them a dime Ligyron Feb 2016 #44

fuck them madokie Feb 2016 #43